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Complete a Crash Record Request Form (PS2503) and either mail it to the address on the form or visit the DVS Records/Evaluation Counter located at 445 Minnesota Street in St. Paul. Requests will not be processed without a signature from an Authorized Requestor.
Every driver in a crash involving $1,000 or more in property damage, or injury or death, MUST COMPLETE this form and send it to Driver and Vehicle Services within 10 days. Failure to provide this information is a misdemeanor under Minnesota Statute 169.09, subdivision 7.
Car insurance after an at-fault collision in Minnesota A serious incident like an at-fault crash could remain on your insurance record for up to three years!
Minnesota is a "no-fault" car insurance state, which means your own car insurance pays for certain losses after an accident, no matter who caused the crash. Your options for pursuing a claim against anyone else are limited when you're injured in a car accident, unless your injuries meet a certain threshold.
Make sure you note down: The time and date of the accident. Details of the vehicles involved, including the make, model, colour and number plates. The driving conditions, including the weather, lighting and road quality.
Minnesota is a "no-fault" car insurance state, which means your own car insurance pays for certain losses after an accident, no matter who caused the crash.
You must submit a crash report within 24 hours on required forms.
In Minnesota, the law doesn't presume that the driver who rear-ends another is generally at fault. Instead, the driver in front may be considered to be at fault. However, this is a question of fact that boils down to the unique circumstances surrounding the accident.
Car insurance generally follows the car instead of the driver, so the car owner's insurance will cover the crash, even if someone else is driving. On the other hand, if your car is taken without permission or the driver is not licensed, the driver is responsible.
Minnesota is a no-fault insurance state, which means your car insurance covers medical expenses, wage loss, and out-of-pocket damages up to policy limits ? no matter who caused the crash.