The Missouri Motion to Approve Trial Home Mortgage Modification is a legal document that is filed in Missouri state court when a homeowner is seeking to modify their mortgage loan. This motion is usually filed by the homeowner when they want to lower their monthly mortgage payments, as the motion seeks approval of a trial home mortgage modification. This motion can be used by homeowners who are facing foreclosure, have missed loan payments, or are otherwise unable to make their mortgage payments. There are two types of Missouri Motion to Approve Trial Home Mortgage Modification: the Motion for Order Approving Trial Home Mortgage Modification and the Motion for Order Approving Home Mortgage Modification. The Motion for Order Approving Trial Home Mortgage Modification is used when the homeowner wishes to modify their loan terms for a set period of time, usually between three and six months. This motion is used to seek approval of the modification so that the homeowner can continue making payments on the loan during this period. The Motion for Order Approving Home Mortgage Modification is used when the homeowner is seeking to permanently modify the loan terms, usually with a lower interest rate or principal balance. This motion is used to seek approval of the modification so that the homeowner can make payments on the newly modified loan terms.