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The Federal Fair Housing Act protects your right to rent an apartment, buy a home, obtain a mortgage, or purchase homeowners insurance free from discrimination. Expanding Opportunity Through Fair Housing Choice. Highlights.' " Senator Mondale thus defined fair housing as simply housing that is free of discrimination. HUD's fair housing policies could promote further racial discrimination, experts say. The dual goals of the Fair Housing Act to end housing discrimination and create diverse communities are far from realized. Discrimination distorts the housing market and closes the door on the American dream of homeownership for qualified buyers. Reduce housing discrimination, affirmatively further fair housing through HUD programs, and foster inclusive communities free from discrimination. Statement:. Housing discrimination is unjust or prejudicial treatment of individuals, in the area of housing and real estate, based on the individual's protected class. The Fair Housing Center of Greater Boston (FHCGB) works to eliminate housing discrimination and promote open communities throughout the region. Wheelchairs. Buildings without an elevator must apply these standards to ground- floor units.