Missouri Sample Letter for Request for Free Credit Report Allowed by Federal Law

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• Control #: US-0098LR
• Format: Word; Rich Text

Description

This form allows an individual to request his or her annual free credit report allowed by federal law from each of the credit bureaus through the Annual Credit Report Request Service, which is the centralized source for consumers to request this annual credit report. [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Reporting Agency Name] [Credit Reporting Agency Address] [City, State, ZIP Code] Subject: Request for Free Credit Report Allowed by Federal Law Dear Sir/Madam, I hope this letter finds you in good health. I am writing to request a free copy of my credit report, as allowed by federal law under Section 612 of the Fair Credit Reporting Act (FCRA). As a resident of the state of Missouri, I am exercising my right to access this information in order to ensure the accuracy and fairness of my credit history. My personal details are as follows: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Current Address: [Your Address] Previous Address (if applicable): [Your Previous Address] In accordance with the FCRA, I kindly request that you provide me with a free copy of my credit report from all three major credit reporting agencies: Equifax, Experian, and TransUnion. Please furnish me with the most recent reports available. To verify my identity, I am providing the following documents and information, as required by law: 1. A copy of my government-issued identification, such as my driver's license or passport. 2. Proof of address, such as a utility bill or bank statement. 3. A copy of my Social Security card. I understand that you may require additional information to validate my request, and I am willing to comply with any reasonable requirements to complete the verification process. Furthermore, I would appreciate if you could clarify any fees associated with additional services that may be offered, such as credit score monitoring or credit report updates. Please deliver the requested credit reports to me at the address provided above within the timeframe prescribed by law, which is typically 30 days upon receipt of this letter. Thank you for your attention to this matter. If you require any further documentation or have additional questions, please do not hesitate to contact me at the phone number or email address provided. I look forward to receiving accurate and up-to-date information about my credit history and appreciate your cooperation in ensuring that my rights as a consumer are protected. Yours sincerely, [Your Full Name]

[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Reporting Agency Name] [Credit Reporting Agency Address] [City, State, ZIP Code] Subject: Request for Free Credit Report Allowed by Federal Law Dear Sir/Madam, I hope this letter finds you in good health. I am writing to request a free copy of my credit report, as allowed by federal law under Section 612 of the Fair Credit Reporting Act (FCRA). As a resident of the state of Missouri, I am exercising my right to access this information in order to ensure the accuracy and fairness of my credit history. My personal details are as follows: Full Name: [Your Full Name] Social Security Number: [Your SSN] Date of Birth: [Your Date of Birth] Current Address: [Your Address] Previous Address (if applicable): [Your Previous Address] In accordance with the FCRA, I kindly request that you provide me with a free copy of my credit report from all three major credit reporting agencies: Equifax, Experian, and TransUnion. Please furnish me with the most recent reports available. To verify my identity, I am providing the following documents and information, as required by law: 1. A copy of my government-issued identification, such as my driver's license or passport. 2. Proof of address, such as a utility bill or bank statement. 3. A copy of my Social Security card. I understand that you may require additional information to validate my request, and I am willing to comply with any reasonable requirements to complete the verification process. Furthermore, I would appreciate if you could clarify any fees associated with additional services that may be offered, such as credit score monitoring or credit report updates. Please deliver the requested credit reports to me at the address provided above within the timeframe prescribed by law, which is typically 30 days upon receipt of this letter. Thank you for your attention to this matter. If you require any further documentation or have additional questions, please do not hesitate to contact me at the phone number or email address provided. I look forward to receiving accurate and up-to-date information about my credit history and appreciate your cooperation in ensuring that my rights as a consumer are protected. Yours sincerely, [Your Full Name]