Missouri Coverage for Interns under the Affordable Care Act

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Interns can be terrific additions to a nonprofit's capacity building journey, but it's important to clarify whether they are unpaid volunteers or paid employees. Companies should make sure they comply with U.S. Department of Labor requirements so that unpaid interns cannot claim entitlement to wages or make other claims against the employer. Companies should also be aware whether or not these employees are covered under the Affordable Care Act.

How to fill out Coverage For Interns Under The Affordable Care Act?

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FAQ

You can get ACA plans in Missouri on the Marketplace website. The federal government regulates the Marketplace website and lets you shop for health plans from private insurance companies. If you buy a plan on the Marketplace, the government may help pay for it through an advance premium tax credit.

In Missouri, the open enrollment period to sign up for ACA-compliant individual and family health plans is from November 1 to January 15. If you enroll by December 15, your coverage starts on January 1. If you enroll between December 16 and January 15, your coverage starts February 1.

The answer is generally yes, but different conditions must be satisfied depending on whether the intern job classification results in an indirect service requirement. An employer may exclude certain job titles from participating in its 401(k) plan.

A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. These include doctors' services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more.

Generally, college students who become interns are not full-time employees and don't receive the same benefits as their full-time counterparts. However, a paid intern may be considered full-time under Department of Labor and Internal Revenue Service rules, making them eligible for certain benefits.

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Missouri Coverage for Interns under the Affordable Care Act