Missouri Checklist of Matters that Should be Considered in Making an Abstract or Opinion of Title: When conducting a title search for a property in Missouri or preparing an abstract or opinion of title, it is crucial to consider various important factors. The Missouri Checklist of Matters aids in ensuring that all relevant aspects are thoroughly examined and assessed. This checklist encompasses a comprehensive range of key keywords and essential items to consider. Below are the essential components to include in the Missouri Checklist of Matters that should be considered when making an abstract or opinion of title: 1. Abstract Introduction: Start with the basic property details, including accurate legal description, address, and owner information. 2. Title Search: Conduct a thorough examination of public records, including deeds, mortgages, liens, judgments, easements, encroachments, covenants, and restrictions related to the property. 3. Title Chain: Trace the history of the property's ownership through a chain of title. Ensure that each transfer of ownership is properly documented and executed according to Missouri laws. 4. Tax Information: Verify that property taxes have been paid up to date and check for any outstanding tax liens or assessments attached to the property. 5. Encumbrances and Liens: Identify any monetary claims or obligations against the property, such as mortgages, judgments, mechanics' liens, or other outstanding debts. 6. Easements and Rights-of-Way: Determine if any easements or rights-of-way exist on the property that could impact its use or value. This may include utility easements, shared driveways, or access restrictions. 7. Zoning and Land Use: Research the property's zoning designation and confirm that its current use complies with applicable zoning codes and regulations. 8. Survey and Legal Description: Review the property survey to ensure that the boundaries, dimensions, and legal description accurately match the recorded documents. 9. Environmental Concerns: Investigate whether any environmental hazards or concerns are associated with the property, such as contamination, flood zones, or endangered species habitats. 10. Pending Litigation: Check for any pending lawsuits or legal disputes involving the property that could affect ownership or use rights. 11. Marketable Title: Verify that the property has a marketable title, meaning it is free from any defects or encumbrances that may challenge or impair the marketability of the property. 12. Title Insurance: Assess the availability and adequacy of title insurance coverage to protect against future claims or challenges to the title. While the above checklist covers the essential matters to consider during the abstract or opinion of title process in Missouri, it is important to note that specific requirements or variations may apply depending on the type of property (residential, commercial, agricultural) or the purpose of the title search (title transfer, financing, real estate development, etc.). Therefore, it is recommended to consult a qualified title professional or attorney to ensure compliance with all applicable laws and regulations.
Missouri Checklist of Matters that Should be Considered in Making an Abstract or Opinion of Title
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