This form is a sample answer and defenses filed by the defendant in a personal injury action.
Missouri Answer and Defenses - Motor Vehicle Accident - Long
State:
Multi-State
Control #:
US-PI-0318
Format:
Word;
Rich Text
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FAQ
Missouri is an at-fault state for car accidents. Missouri requires its residents to carry a minimum amount of liability coverage in their auto policies. Liability coverage should pay your medical expenses and related damages if you are injured in an accident that was caused by another driver.
Missouri's ?No Pay, No Play? law prevents uninsured motorists from pursuing non-economic damages after an auto accident (RSMo section § 303.390). This includes uninsured drivers who own the vehicle, uninsured permissive drivers of the vehicle, and uninsured nonpermissive drivers.
The statute of limitations for car accidents in Missouri is five years from the date the accident occurred. The clock starts ?counting down? immediately after the accident, so moving as quickly as possible is essential to file your claim on time.
In Missouri, a minor auto accident payout typically ranges from $3,000 to $15,000. The key factors in deciding the settlement amount in these instances are the extent of the damage done and the kind of vehicles involved.
In Missouri, you will experience a points reduction for every year you remain violation-free. Additionally, some insurers may offer to restore accident forgiveness after you use it, provided there are no additional at-fault accidents within a specified time frame.
Determining who's at fault requires that you prove the at-fault party breached their duty of care as a driver. This duty of care requires that a driver take reasonable care to ?ensure any action taken or failed to take does not cause injury to another person on the road or cause damage to property.?