Mississippi Sample Letter for Disputed Balance Notice

• Category: Letters - Nonlegal - Customers
• State: Multi-State
• Control #: US-0159LR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, ZIP] Subject: Disputed Balance Notice for Account [Account Number] Dear [Recipient's Name], I am writing to dispute the balance mentioned in the recent correspondence that I received from your organization. I have carefully reviewed the account statement and find discrepancies in the amount owed as stated. As a resident of Mississippi, I believe it is my right under the Fair Debt Collection Practices Act (FD CPA) and the Mississippi Consumer Protection Act (MCPA) to request a detailed validation of this debt. This letter serves as my formal notice of dispute, and I am requesting that you provide me with the following information: 1. Itemized Statement: Provide an itemized statement that clearly outlines all charges and/or fees associated with this debt. It should include the original amount, any interest or late payment fees, and a breakdown of any additional charges. 2. Proof of Debt Ownership: Please supply evidence that establishes your legal authority to collect this debt on behalf of the original creditor. This may include a copy of the purchase agreement, assignment, or any other relevant documentation. 3. Verification of Agreement: Kindly provide a copy of the signed agreement or contract between myself and the original creditor that demonstrates my obligation to pay the specified amount. I understand that according to the FD CPA and MCPA, you are required to cease collection activities until the requested information is provided. Therefore, I kindly request that you halt any further attempts to contact me or report this disputed debt to credit reporting agencies until this matter is resolved. Please note that this dispute should not be interpreted as an admission of the debt's validity, and I reserve all my rights under federal and state laws to protect my consumer rights. I expect a prompt response to this matter within 30 days from the date of your receipt of this letter. Failure to respond or failure to provide sufficient validation of this debt will result in my assumption that the debt is invalid, and I will take appropriate legal action to protect my rights. Thank you for your attention to this matter. I trust that we can resolve this dispute amicably and avoid any unnecessary escalation. I look forward to receiving the requested documentation. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Recipient's Name] [Recipient's Address] [City, State, ZIP] Subject: Disputed Balance Notice for Account [Account Number] Dear [Recipient's Name], I am writing to dispute the balance mentioned in the recent correspondence that I received from your organization. I have carefully reviewed the account statement and find discrepancies in the amount owed as stated. As a resident of Mississippi, I believe it is my right under the Fair Debt Collection Practices Act (FD CPA) and the Mississippi Consumer Protection Act (MCPA) to request a detailed validation of this debt. This letter serves as my formal notice of dispute, and I am requesting that you provide me with the following information: 1. Itemized Statement: Provide an itemized statement that clearly outlines all charges and/or fees associated with this debt. It should include the original amount, any interest or late payment fees, and a breakdown of any additional charges. 2. Proof of Debt Ownership: Please supply evidence that establishes your legal authority to collect this debt on behalf of the original creditor. This may include a copy of the purchase agreement, assignment, or any other relevant documentation. 3. Verification of Agreement: Kindly provide a copy of the signed agreement or contract between myself and the original creditor that demonstrates my obligation to pay the specified amount. I understand that according to the FD CPA and MCPA, you are required to cease collection activities until the requested information is provided. Therefore, I kindly request that you halt any further attempts to contact me or report this disputed debt to credit reporting agencies until this matter is resolved. Please note that this dispute should not be interpreted as an admission of the debt's validity, and I reserve all my rights under federal and state laws to protect my consumer rights. I expect a prompt response to this matter within 30 days from the date of your receipt of this letter. Failure to respond or failure to provide sufficient validation of this debt will result in my assumption that the debt is invalid, and I will take appropriate legal action to protect my rights. Thank you for your attention to this matter. I trust that we can resolve this dispute amicably and avoid any unnecessary escalation. I look forward to receiving the requested documentation. Sincerely, [Your Name]