Subject: Notice of Repayment of Unearned Premiums — Mississippi [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Defendant’s Name] [Defendant’s Address] [City, State, Zip Code] Re: Repayment of Unearned Premiums — Insurance Policy No. [Policy Number] Dear [Defendant's Name], I hope this letter finds you well. As indicated by the aforementioned policy number, I am writing to discuss the repayment of unearned premiums owed to me as the policyholder for the insurance policy issued by [Insurance Company's Name]. I regret to inform you that due to certain circumstances, the insurance policy has been terminated prematurely, resulting in the collection of unearned premiums. As per the terms and conditions set forth in the insurance contract, any unearned premiums are to be promptly returned to the policyholder upon policy cancellation or termination. Kindly note that a thorough review has been conducted by both myself and the insurance company, confirming the existence of unearned premiums. The amount owed to me, indicated as the unearned premium balance, is $[Amount in USD]. This amount encompasses the unused portion of the premium for the remaining policy period, and it is the responsibility of the defendant to repay this sum in a timely manner. To facilitate the repayment process, I kindly request that you remit the unearned premium balance to my address indicated above within [Number of Days] days from the receipt of this letter. Failure to remit the owed amount within this specified timeline may result in further legal action being pursued to enforce the repayment of unearned premiums, which may incur additional legal costs. Please be aware of your obligations as a defendant, as outlined in the Mississippi law. Failure to comply with the repayment of the unearned premium balance can have serious legal consequences and may negatively impact your credit score. In the event that you have any questions or concerns regarding this matter, please do not hesitate to reach out to me immediately. It is in our best interests to resolve this issue amicably and promptly. Thank you for your immediate attention and cooperation in resolving this matter. I anticipate the swift repayment of the unearned premium balance. Yours sincerely, [Your Name]