Mississippi Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Copy of Credit Report based on Denial of Credit in Mississippi [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] Equifax Information Services LLC P.O. Box 740256 Atlanta, GA 30374 [Reference/Dispute/Investigation Number, if applicable] Dear Equifax, I hope this letter finds you well. I am writing to request a free copy of my credit report from Equifax, as I have recently been denied credit based on information provided in the report. I reside in the state of Mississippi and wish to exercise my rights under the Fair Credit Reporting Act (FCRA) to obtain a complimentary copy of my credit report. In accordance with the FCRA, I have enclosed the required documents to verify my identity: 1. A photocopy of my government-issued identification (e.g., driver's license, passport). 2. Proof of address, such as a recent utility bill or bank statement. As per Section 611(a)(1)(B) of the FCRA, I am entitled to receive a free copy of my credit report within 60 days of receiving notice of the denial of credit. Therefore, I kindly request that you provide me with the most recent and complete copy of my Equifax credit report without delay. To assist you in processing my request, please find the following additional information: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number (Last 4 Digits): [Last 4 Digits of Your SSN] Previous Addresses (past 5 years): — [Previous Address 1— - [Previous Address 2] — [Previous Address 3] The denial of credit I received cited information from my Equifax credit report as the deciding factor. Therefore, to better understand and rectify any potential inaccuracies or inconsistencies in my credit history, I earnestly request that you provide full details of the adverse information relied upon in the denial. Additionally, I kindly request that you include the name and contact information of the creditor(s) who provided this adverse information, as mandated by the FCRA. This will help me address any potential issues directly with the concerned creditor(s). I appreciate your prompt attention to this matter and would like to thank you in advance for your cooperation. If you require any further information or documentation, please do not hesitate to contact me at the phone number and email address provided above. As required by the FCRA, please send the requested credit report to the address listed below within the statutory time frame of 60 days: [Your Name] [Your Address] [City, State, ZIP] Thank you for your prompt assistance in resolving this matter. I eagerly await your positive response and the provision of my credit report as required by law. Sincerely, [Your Name]

Subject: Request for a Free Copy of Credit Report based on Denial of Credit in Mississippi [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] Equifax Information Services LLC P.O. Box 740256 Atlanta, GA 30374 [Reference/Dispute/Investigation Number, if applicable] Dear Equifax, I hope this letter finds you well. I am writing to request a free copy of my credit report from Equifax, as I have recently been denied credit based on information provided in the report. I reside in the state of Mississippi and wish to exercise my rights under the Fair Credit Reporting Act (FCRA) to obtain a complimentary copy of my credit report. In accordance with the FCRA, I have enclosed the required documents to verify my identity: 1. A photocopy of my government-issued identification (e.g., driver's license, passport). 2. Proof of address, such as a recent utility bill or bank statement. As per Section 611(a)(1)(B) of the FCRA, I am entitled to receive a free copy of my credit report within 60 days of receiving notice of the denial of credit. Therefore, I kindly request that you provide me with the most recent and complete copy of my Equifax credit report without delay. To assist you in processing my request, please find the following additional information: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number (Last 4 Digits): [Last 4 Digits of Your SSN] Previous Addresses (past 5 years): — [Previous Address 1— - [Previous Address 2] — [Previous Address 3] The denial of credit I received cited information from my Equifax credit report as the deciding factor. Therefore, to better understand and rectify any potential inaccuracies or inconsistencies in my credit history, I earnestly request that you provide full details of the adverse information relied upon in the denial. Additionally, I kindly request that you include the name and contact information of the creditor(s) who provided this adverse information, as mandated by the FCRA. This will help me address any potential issues directly with the concerned creditor(s). I appreciate your prompt attention to this matter and would like to thank you in advance for your cooperation. If you require any further information or documentation, please do not hesitate to contact me at the phone number and email address provided above. As required by the FCRA, please send the requested credit report to the address listed below within the statutory time frame of 60 days: [Your Name] [Your Address] [City, State, ZIP] Thank you for your prompt assistance in resolving this matter. I eagerly await your positive response and the provision of my credit report as required by law. Sincerely, [Your Name]