Mississippi Sample Letter for Notice Under Fair Debt Collection Act

• Category: Letters - Legal - Collections
• State: Multi-State
• Control #: US-0737LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Dear [Debt Collector's Name], Subject: Notice under the Fair Debt Collection Practices Act — Account No. [Account Number] I am writing to exercise my rights under the Fair Debt Collection Practices Act (FD CPA) in regard to the collection of a debt you claim I owe. According to the FD CPA, I have the right to dispute the validity of this debt within 30 days of receiving your initial communication. First and foremost, I request that you provide detailed written verification of this alleged debt. Under the FD CPA, I have the right to request this verification within 30 days of receiving your initial communication. This verification should include but is not limited to: the name and address of the original creditor, the amount owed, the date of default or last payment, and any other relevant documentation. I also request that you cease and desist all communication with me, except for providing the aforementioned verification of the debt. This means any calls, letters, or other forms of communication should be halted until the requested information is provided. Continued communication without providing the requested verification will be a violation of the FD CPA. Additionally, please take note of the following: 1. Proof of Original Creditor: Provide documentation that clearly identifies the original creditor and their contact information. This information is necessary to ensure that the alleged debt is indeed valid and has been assigned to you for collection. 2. Accurate Account Information: Please provide the full account number associated with the alleged debt, along with the current balance owed, any interest or fees added, and a detailed breakdown of how these amounts were calculated. 3. Validation of Debt: In accordance with the FD CPA, you must provide me with conclusive proof that I am responsible for the alleged debt. Some acceptable forms of validation include copies of the original contract, statements, or other documents supporting your claim. 4. Cease and Desist: As mentioned earlier, until the requested information and validation of the debt is provided, I ask that you cease all communication attempts. This includes phone calls, letters, emails, and any other form of communication. Please be aware that failure to comply with the FD CPA regulations outlined above may result in potential legal action being taken against you and your agency. Finally, I insist on all future communication being in writing, as mandated by the FD CPA. Should you choose to disregard this request, I will have no choice but to escalate this issue to the appropriate regulatory authorities and seek legal remedies. Thank you for your prompt attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Date]

Dear [Debt Collector's Name], Subject: Notice under the Fair Debt Collection Practices Act — Account No. [Account Number] I am writing to exercise my rights under the Fair Debt Collection Practices Act (FD CPA) in regard to the collection of a debt you claim I owe. According to the FD CPA, I have the right to dispute the validity of this debt within 30 days of receiving your initial communication. First and foremost, I request that you provide detailed written verification of this alleged debt. Under the FD CPA, I have the right to request this verification within 30 days of receiving your initial communication. This verification should include but is not limited to: the name and address of the original creditor, the amount owed, the date of default or last payment, and any other relevant documentation. I also request that you cease and desist all communication with me, except for providing the aforementioned verification of the debt. This means any calls, letters, or other forms of communication should be halted until the requested information is provided. Continued communication without providing the requested verification will be a violation of the FD CPA. Additionally, please take note of the following: 1. Proof of Original Creditor: Provide documentation that clearly identifies the original creditor and their contact information. This information is necessary to ensure that the alleged debt is indeed valid and has been assigned to you for collection. 2. Accurate Account Information: Please provide the full account number associated with the alleged debt, along with the current balance owed, any interest or fees added, and a detailed breakdown of how these amounts were calculated. 3. Validation of Debt: In accordance with the FD CPA, you must provide me with conclusive proof that I am responsible for the alleged debt. Some acceptable forms of validation include copies of the original contract, statements, or other documents supporting your claim. 4. Cease and Desist: As mentioned earlier, until the requested information and validation of the debt is provided, I ask that you cease all communication attempts. This includes phone calls, letters, emails, and any other form of communication. Please be aware that failure to comply with the FD CPA regulations outlined above may result in potential legal action being taken against you and your agency. Finally, I insist on all future communication being in writing, as mandated by the FD CPA. Should you choose to disregard this request, I will have no choice but to escalate this issue to the appropriate regulatory authorities and seek legal remedies. Thank you for your prompt attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Date]