Dear Experian, I am writing this letter to request a free copy of my credit report based on the denial of credit that I recently experienced. As you were formerly known as TRY, I trust that you have the necessary resources to assist me with this matter. My purpose in acquiring this credit report is to review the information it contains and ensure its accuracy. As per the guidelines of the Fair Credit Reporting Act (FCRA), I am entitled to a free copy of my credit report within 60 days of receiving notice of denial of credit. Therefore, I kindly request that you provide me with the credit report as soon as possible. I would appreciate if the credit report includes all the relevant details such as personal information, credit history, accounts, inquiries, public records, and any other relevant information that may affect my creditworthiness. It is crucial for me to thoroughly review this report and understand the reasons behind the denial of credit. In addition, I kindly request that you include a detailed explanation of the factors that led to the denial of credit. Understanding these factors will help me identify areas where I can improve my creditworthiness and take the necessary steps to address any outstanding issues. Furthermore, I understand that Experian offers different types of credit reports, such as the Experian credit report and the Experian Plus credit report. If possible, I kindly request that you provide me with both versions to ensure I have a complete understanding of my credit profile. I would like to emphasize the importance of receiving this credit report promptly, as it is crucial for me to take the necessary steps to rectify any errors, dispute inaccuracies, or address any outstanding issues that may be negatively impacting my credit. Additionally, I aim to improve my creditworthiness and increase my chances of future credit approvals. Please let me know if any further information or documentation is required from my end to facilitate this process. I appreciate your attention to this matter and look forward to receiving the requested credit report from you. Thank you for your prompt assistance. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address]