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A default judgment means that the court has decided that you owe money. This a result of the person suing you in small claims court and you failed to appear at the hearing.

Default judgments happen when you don't respond to a lawsuit often from a debt collector and a judge resolves the case without hearing your side.Next up could be wage garnishment or a bank account levy, which allows a creditor to remove money from your bank accounts to repay the debt.

You can contact the Courts Call Centre on 1300 679 272 and ask them to tell you the amount of the judgment and the date it was made. You should also ask for a copy of the statement of claim, if you don't already have one.

In summary, CPR 12.3 provides that the claimant may obtain judgment in default only if the defendant has not filed an acknowledgment of service or defence (as the case may be) and the relevant time for doing so has expired.

Montana Request for Entry of Default Judgment

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