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7 Steps to take after your personal data is compromised online Change your passwords. ... Sign up for two-factor authentication. ... Check for updates from the company. ... Watch your accounts, check your credit reports. ... Consider identity theft protection services. ... Freeze your credit. ... Go to IdentityTheft.gov.
First, contact the companies or banks where you know the fraudulent activity occurred. Stop any accounts that have been opened without your permission or tampered with. Then, file a report with the Federal Trade Commission (FTC).
What they want are account numbers, passwords, Social Security numbers, and other confidential information that they can use to loot your checking account or run up bills on your credit cards. Identity thieves can take out loans or obtain credit cards and even driver's licenses in your name.
I am a victim of identity theft, and I did not make [this/these] charge(s). I request that you remove the fraudulent charge(s) and any related finance charge and other charges from my account, send me an updated and accurate statement, and close the account (if applicable).
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
File a police report about the identity theft, and get a copy of the police report or the report number. Bring your FTC Identity Theft Affidavit when you file a police report. Attach your FTC Identity Theft Affidavit to your police report to make an Identity Theft Report.
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.
To make certain that you do not become responsible for any debts incurred in your name by an identity thief, you must prove that you didn't create the debt. Taking action quickly is important, so don't delay. Create a personalized recovery plan at IdentityTheft.gov that walks you through each step of the process.