Montana Letter to Credit Reporting Company or Bureau Regarding Identity Theft of Minor

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Multi-State
Control #:
US-00712-LTR
Format:
Word; 
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Instant download

Description

This Letter to a Credit Reporting Company or Bureau regarding Identity Theft of Minor helps a minor or the minor's parent correct fraudulent information in the minor's credit reports. In order for such information to be blocked on the credit report, a minor or the minor's parent must notify consumer or credit reporting companies of fraudulent information that is not related to any transaction that the minor made or authorized.
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FAQ

To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.

If you've been a victim of identity theft, you can also get credit reporting companies to remove fraudulent information and debts from your credit report, which is called blocking. To do this, you must send the credit reporting companies: An identity theft report, which can be done through IdentityTheft.gov.

Immediately contact the fraud departments of the three major credit bureaus (Equifax, Experian, and Trans Union) to let them know about your situation. - Request these companies to place a fraud alert in your file as well as a credit freeze.

First, contact the companies or banks where you know the fraudulent activity occurred. Stop any accounts that have been opened without your permission or tampered with. Then, file a report with the Federal Trade Commission (FTC).

Steps to take if your identity was stolen Alert your bank or credit card companies immediately. ... Change your passwords and enable two-factor authentication. ... Continue monitoring your financial statements and accounts. ... Google yourself. ... Notify law enforcement. ... Set up a fraud alert or credit freeze.

I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are copies of (describe any enclosed documents) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.

Contact your police department, report the crime and obtain a police report. Decide whether you want to place a security freeze on your credit report.

File a report with your local police department. Place a fraud alert on your credit report. ... Consumer Reporting Agencies (CRA's) Close the accounts that you know or believe have been tampered with or opened fraudulently. ... Report the theft to the Federal Trade Commission. ... File a police report.

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Montana Letter to Credit Reporting Company or Bureau Regarding Identity Theft of Minor