Montana Sample Letter to Experian - formerly TRW - Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0528LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP] [Date] Experian Consumer Assistance P.O. Box 4500 Allen, TX 75013 Subject: Request for a Free Copy of Credit Report Based on Denial of Credit — [Your Full Name], [Your Social Security Number] Dear Experian Consumer Assistance, I am writing to request a free copy of my credit report based on the denial of credit, pursuant to my rights under the Fair Credit Reporting Act (FCRA), Section 612. I recently applied for credit with [Name of Creditor or Lender], and my application was denied due to information on my credit report. Upon reviewing the notification provided to me, I understand that I have the right to request a copy of my credit report within 60 days of receiving the denial notice. To verify my eligibility for the free copy of my credit report, please find the relevant details below: Full Name: [Your Full Name] Social Security Number: [Your Social Security Number] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Additionally, I have attached a copy of the denial letter that I received from [Name of Creditor or Lender] for your reference. I kindly request that you provide me with a complete and accurate copy of my credit report, which includes all the information and data that Experian has on file regarding my credit history. This encompasses information such as account details, payment history, inquiries, public records, and any other relevant information affecting my creditworthiness. Kindly be aware that I understand my rights as a consumer, and I anticipate that you will comply with the FCRA regulations in providing me with my credit report promptly. As stated in the law, I am eligible to receive this report within 15 days of your receipt of my request. Please forward a copy of the credit report to the address mentioned above. If, for any reason, the information provided by [Name of Creditor or Lender] to Experian was inaccurate or incomplete, kindly inform me of the appropriate steps to initiate a dispute with the relevant parties. Your attention to this matter will be highly appreciated. Should you have any questions or require additional information, please do not hesitate to contact me at [Your Phone Number] or via email at [Your Email Address]. Thank you for your prompt assistance in this matter. Sincerely, [Your Full Name]

[Your Name] [Your Address] [City, State, ZIP] [Date] Experian Consumer Assistance P.O. Box 4500 Allen, TX 75013 Subject: Request for a Free Copy of Credit Report Based on Denial of Credit — [Your Full Name], [Your Social Security Number] Dear Experian Consumer Assistance, I am writing to request a free copy of my credit report based on the denial of credit, pursuant to my rights under the Fair Credit Reporting Act (FCRA), Section 612. I recently applied for credit with [Name of Creditor or Lender], and my application was denied due to information on my credit report. Upon reviewing the notification provided to me, I understand that I have the right to request a copy of my credit report within 60 days of receiving the denial notice. To verify my eligibility for the free copy of my credit report, please find the relevant details below: Full Name: [Your Full Name] Social Security Number: [Your Social Security Number] Date of Birth: [Your Date of Birth] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Phone Number: [Your Phone Number] Additionally, I have attached a copy of the denial letter that I received from [Name of Creditor or Lender] for your reference. I kindly request that you provide me with a complete and accurate copy of my credit report, which includes all the information and data that Experian has on file regarding my credit history. This encompasses information such as account details, payment history, inquiries, public records, and any other relevant information affecting my creditworthiness. Kindly be aware that I understand my rights as a consumer, and I anticipate that you will comply with the FCRA regulations in providing me with my credit report promptly. As stated in the law, I am eligible to receive this report within 15 days of your receipt of my request. Please forward a copy of the credit report to the address mentioned above. If, for any reason, the information provided by [Name of Creditor or Lender] to Experian was inaccurate or incomplete, kindly inform me of the appropriate steps to initiate a dispute with the relevant parties. Your attention to this matter will be highly appreciated. Should you have any questions or require additional information, please do not hesitate to contact me at [Your Phone Number] or via email at [Your Email Address]. Thank you for your prompt assistance in this matter. Sincerely, [Your Full Name]