North Carolina Training Contract - Horse Equine Forms
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FAQ
As a stable owner, you should insist that the horse owners provide proof that their horses are insured for liability, but the horse owner's policy will not extend to the stable owner's liabilities. When boarding horses on your property, you should have the proper equine liability insurance for your business.
Self-care board is also known as rough board and it is basically DIY horse boarding. You are responsible for all your horses care, scheduling and finding horse professionals, getting everything your horse needs. This kind of boarding is often best for more experienced horse owners that have owned horses before.
A horse is assigned a stall and you're given access to trails, a pasture or arena. The cost of boarding averages $400 to $500 per month but can go as high as $1,200 to $2,500 in metropolitan areas. Services such as mucking out stalls, feeding and turning out your horse to pasture may not be included in the price.
Full board will include all the necessities for the horse, plus a stall with full turn out to pasture. Full board does not require owners to visit their horses every day; instead, staff at the barn clean the stall, feed the horse, and bring him in/out of the pasture.
Equine/Stable Liability will be required; Care, Custody, Control to provide coverage for the non-owned boarded horses; General Liability and Property insurance.
If you have the space and facility to keep your equines at home, it's more cost effective and offers a number of advantages that boarding does not.Keeping a horse on full board offers owners virtually hassle-free maintenance. Full board includes, at the very least, feeding, stall cleaning and turnout.
Boarders may want to take out equine liability insurance in case of accidents, such as a horse getting loose and getting hit by a car, or otherwise injuring someone. The average price for $500,000 worth of coverage is $250 annually, and covers up to four horses.
Numbers Game. The reality is that boarding facilities operate on slim profit margins. By the time costs are considered for hay, grain, bedding, labor for feeding, cleaning stalls, doing turnout, etc., the board fees typically do not leave a lot left over, Sherrick-von Schiller said.
Adding boarding services could be a great solution if you lay the groundwork carefully. But boarding horses is a business, whether you have one boarder or 10. And as with any business, there are organizational, legal, and contractual issues that you need to resolve before you throw your doors open.