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North Carolina Judgment to Recover Personal Property Held for Lien and...

North Carolina Judgment to Recover Personal Property Held for Lien and to Determine Amount of Lien

Name: North Carolina Judgment to Recover Personal Property Held for Lien and to Determine Amount of Lien
Brand: US Legal Forms
Price: 59.00 USD
Rating: 4.69 (490 reviews)

Category:

North Carolina Civil Procedure - Small Claims - Personal Property Recovery

State:

North Carolina

Control #:

NC-CVM-902M

Format:

Instant download

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Description

Judgment to Recover Personal Property Held for Lien and to Determine Amount of Lien: This is an official form from the North Carolina Administration of the Courts (AOC), which complies with all applicable laws and statutes. USLF amends and updates the forms as is required by North Carolina statutes and law.

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FAQ

In North Carolina, a judgment is valid for ten years from the date it was awarded by the Court. The judgment can be renewed for another ten years, giving a judgment creditor additional time to try to collect the money owed.

California allows the judgment to last ten years and it can be renewed for an additional ten years if the creditor files the required forms in a timely fashion.

You know you owe the money. The bottom line: the creditor gets a judgment against you. In North Carolina, the entry of a judgment against you can cause a creditor to put a lien on all real property you have in the County where the judgment is recorded with the county recorder as well as on all non exempt property..

A judgment lien is a court ruling that gives a creditor the right to take possession of a debtor's real or personal property if the debtor fails to fulfill his or her contractual obligations.A plaintiff who obtains a monetary judgment is described as a judgment creditor, while the defendant becomes a judgment debtor.

The judgment becomes a matter of public record, and is indexed with the clerk of the court. It shows up on your credit report as well as on any background checks. The judgment is considered a lien against your property, including any real estate that you have, in the state in which the judgment is filed.

In most cases, judgments can stay on your credit reports for up to seven years. This means that the judgment will continue to have a negative effect on your credit score for a period of seven years. In some states, judgments can stay on as long as ten years, or indefinitely if they remain unpaid.

In North Carolina a judgment accrues 8% interest from the time it is entered. Judgment can be enforced by execution/through Court process. A creditor with a judgment can attempt to use some of your property to pay the judgment. However, the creditor MUST use the Court system before getting access to your property.

North Carolina Judgment to Recover Personal Property Held for Lien and to Determine Amount of Lien

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FAQ

How long is a Judgement good for in NC?

Does a Judgement ever expire?

What happens when there is a Judgement against you in NC?

What is Lien Judgement?

Do Judgements show up on background checks?

Do Judgements go away after 7 years?

How long does a Judgement stay on your record in NC?

Can creditors take your home in North Carolina?

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