North Carolina Chapter 13 Plan-cases filed ON or AFTER 12/1/2017 are a form of debt relief available to individuals who are facing financial hardship. These cases involve a repayment plan whereby a debtor agrees to pay back a portion of their debt over a period of three to five years. The debtor's repayment plan must be approved by the court and must meet certain requirements, such as providing for payments of current taxes and priority obligations, not exceeding the debtor's disposable income, and providing for a minimum payment of at least one dollar to each creditor. The three types of North Carolina Chapter 13 Plan-cases filed ON or AFTER 12/1/2017 are: 1. Wage Earner Plan: This is for debtors with regular income and who make payments directly to the court-appointed trustee. 2. Regular Income Plan: This is for debtors who don't have regular income, but can provide the court-appointed trustee with proof of income. 3. Self-Employed Plan: This is for self-employed debtors who make payments directly to the court-appointed trustee.
North Carolina Chapter 13 Plan-cases filed ON or AFTER 12/1/2017)
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