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Where both spouses are jointly liable on a debt, this form of ownership offers no protection. As a result of the avoidance of the transfer, the court also disallowed the.If after deducting the homestead exemption from the debtor's fractional interest in total equity, surplus equity exists, the lien should not be avoided. This article explores the income tax issues that arise from owning or living in a home with a person other than a spouse. This article explains how to get a homestead exemption on a property you inherited in Texas. HTMLPDF, 458-61A-204, Tenants in common and joint tenants. Can I get the full homestead exemption if there are multiple heirs? Entitled to claim a homestead as exempt. Than husband and wife created a joint tenancy, not a tenancy in common. A subset of a person's estate that goes through probate when the testator passes away.