North Carolina Joint Debtors Entire tieses Ownership - Wildcard Exemption — Partial Avoidance is a property exemption available to married couples in North Carolina who jointly own property and are jointly liable for debt. Entire ties ownership is a form of joint ownership in which the property and debt are jointly and indivisibly owned by both spouses. The wildcard exemption allows a debtor to exempt any property up to $5,000, or $10,000 if the debtor is married. Partial avoidance allows the debtor to exempt part of a claim, such as a partial payment, in order to reduce the debtor’s overall liability. Types of North Carolina Joint Debtors Entire tieses Ownership - Wildcard Exemption — Partial Avoidance includeEntirtheseses Ownership, Wildcard Exemption, and Partial Avoidance.