North Carolina Debtors Motion For Entry of Discharge

State:
North Carolina
Control #:
NC-SKU-0130
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PDF
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Debtors Motion For Entry of Discharge
A North Carolina Debtors Motion For Entry of Discharge is a legal document filed with the court by a debtor in a bankruptcy case in the state of North Carolina. It requests that the court enter an order discharging the debtor from all debts that have been discharged in the bankruptcy case. This document must be filed after the debtor has received a discharge from the bankruptcy court. There are two types of North Carolina Debtors Motion For Entry of Discharge: (1) an individual debtor's motion, which is filed by the debtor themselves, and (2) a joint debtor's motion, which is filed by two or more debtors who have filed a joint petition for bankruptcy. In either case, the motion must include the names of all the creditors listed in the bankruptcy case and the amount of any debt discharged. The motion also must include a statement that all applicable debts have been discharged and that no further payments are owed on those debts. Once the motion is approved, the court will enter an order discharging the debt and the debtor is relieved of any obligation to repay the debts.

A North Carolina Debtors Motion For Entry of Discharge is a legal document filed with the court by a debtor in a bankruptcy case in the state of North Carolina. It requests that the court enter an order discharging the debtor from all debts that have been discharged in the bankruptcy case. This document must be filed after the debtor has received a discharge from the bankruptcy court. There are two types of North Carolina Debtors Motion For Entry of Discharge: (1) an individual debtor's motion, which is filed by the debtor themselves, and (2) a joint debtor's motion, which is filed by two or more debtors who have filed a joint petition for bankruptcy. In either case, the motion must include the names of all the creditors listed in the bankruptcy case and the amount of any debt discharged. The motion also must include a statement that all applicable debts have been discharged and that no further payments are owed on those debts. Once the motion is approved, the court will enter an order discharging the debt and the debtor is relieved of any obligation to repay the debts.

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FAQ

What happens when a creditor files an objection? A creditor's objection does not automatically prevent a discharge of debt. The debtor gets a chance to file an answer to the objection, and the court may hold a hearing to decide the issue. This is called an adversary proceeding, and it works much like any other lawsuit.

Under Federal Rules of Bankruptcy Procedure Rule 4004, a trustee or creditors have sixty (60) days after the first date set for the 341(a) Meeting of Creditors to file a complaint objecting to discharge.

Debt collectors cannot try to collect on debts that were discharged in bankruptcy. Also, if you file for bankruptcy, debt collectors are not allowed to continue collection activities while the bankruptcy case is pending in court.

Once the debt is discharged by the bankruptcy court, the discharge permanently bars the creditor or debt collector from collection of the debt. Filing for bankruptcy can have long-term consequences so consult a bankruptcy attorney to learn more.

One common ground for denying a discharge is when the debtor ? with intent to hinder, delay, or defraud a creditor ? transfers, removes, destroys, mutilates, or conceals property within one year before the date of filing for bankruptcy or any time after the date of filing.

To object to the debtor's discharge, a creditor must file a complaint in the bankruptcy court before the deadline set out in the notice. Filing a complaint starts a lawsuit referred to in bankruptcy as an "adversary proceeding."

A Debt Release Letter is a letter written by a creditor to a debtor when their debt has been recouped in full. It establishes that a financial obligation no longer exists between the creditor and debtor.

A creditor will usually object to the discharge of its particular debt when fraud or an intentional wrongful act occurs before the bankruptcy case. For instance, examples of nondischargeable debts, if proven, could include: The costs and damages caused by intentional and spiteful conduct.

More info

Approximately 30 to 40 days after submitting your Motion for Entry of Discharge, you should receive your actual discharge paperwork. MEMORANDUM ORDER GRANTING DEBTOR'S DISCHARGE.This matter is before the court on the Debtor's Motion to Compel the Clerk to Enter. A debtor files a Chapter 7 petition and within several months receives her §727 discharge. Individual Debtors Motion For Entry Of Discharge (For Cases Filed On Or After 10-17-05) Form. If withdrawn, the debtor will be on the hook for discharged debts and exposed to creditor collections. Closing a Chapter 13 Bankruptcy Case After Discharge. Please note that some debtors are not eligible for discharge. Debt Discharged Without Exception. Orders when the debtor has filed a petition in bankruptcy.

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North Carolina Debtors Motion For Entry of Discharge