Subject: Request to Include Landlord in Tenant's Liability Insurance — Ensuring Comprehensive Coverage Dear [Landlord's Name], I hope this letter finds you in good health. I am writing to discuss an important matter regarding the tenant's liability insurance policy for the premises I currently lease from you. As a responsible tenant, I understand the significance of having adequate insurance coverage and aim to ensure the utmost protection for both parties involved. Considering that North Carolina law emphasizes the importance of tenant liability insurance to safeguard against potential personal injury or property damage claims, I would like to kindly request the inclusion of your name as an additional insured party in my existing insurance policy. This step will help streamline and enhance coverage for any unforeseen incidents while simultaneously protecting your interests as a landlord. By adding your name as an additional insured party, you will attain certain benefits, such as receiving notifications for policy cancellations or changes, thus fostering a transparent relationship in regard to the insurance coverage. Moreover, including you as an additional insured will establish a clear line of communication between us and my insurance provider, allowing efficient handling of any claims that may arise. I acknowledge that being added as an additional insured party doesn't imply you share responsibility for the premium costs. The inclusion is solely for the purpose of minimizing any ambiguity and ensuring a comprehensive insurance policy. Furthermore, by extending the coverage to include you, potential legal complications can be mitigated, allowing for a smoother resolution in case of any untoward incidents. I have consulted with my insurance company, and they have confirmed that updating the policy to include you as an additional insured party can easily be processed upon your written agreement. They require a formal request from you expressing your consent to this arrangement. Therefore, I kindly ask you to review this request and provide your written acknowledgment and consent for the inclusion as an additional insured party in my tenant's liability insurance policy. Please sign the enclosed copy of this letter and return it to me in the self-addressed stamped envelope provided within the next two weeks. Please note that this request demonstrates my commitment to adhere to both the legal requirements and the best practices for a comprehensive insurance policy. It also reflects my dedication to maintaining a mutually beneficial landlord-tenant relationship based on openness, transparency, and shared responsibility. Thank you in advance for considering this request. Should you have any questions or concerns regarding the matter, please do not hesitate to contact me at your convenience. Yours sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number]