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North Carolina Complaint and Summons for Balance Due on Credit Card Account

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Filing a Complaint or Petition

Any complaint or petition for relief in a court must be filed within the statutory time limit (Statute of Limitations). These statutes vary from state to state. These statutes also vary depending on what your cause of action is. For example, in many states, the statute of limitations regarding a cause of action for breach of contract is three years, while the cause of action for an intentional tort, like slander, is one year.


A complaint is a general statement of the plaintiffs claim. The complaint must describe the actions that led to the claim of a violation (i.e., violation of rights). The claim can be for money damages. It could also be a claim for equitable remedies like specific performance (e.g., court forcing a party to abide by a contract) or an injunction (e.g., stopping a person from doing something). The complaint must establish jurisdiction of the court in which it is filed. For example, if the complain is filed in federal court, it must show diversity of citizenship or that a federal statutory or constitutional question is involved.


Service of Process

This generally involves attaching a copy of the complaint to a summons which is served on the defendant. The summons explains to the defendant what is going on and certain rights that that the defendant has. The summons explains:

o That the defendant is being sued;

o The name of the Court in which he is being sued;

o When he must file an answer; and

o The fact that a default judgment will be entered if no answer is filed.
The summons (or process) is delivered by an office of the court. In many state courts, this can be a deputy sheriff or a professional process server. Deputy Marshals or process servers are used in federal court. Constables are used in justice court of some states. In exceptional circumstances, when the defendant can not be found, service may be made by publication in a newspaper.


The summons must normally be served on the individual defendant. Some states allow service on a member of defendants household if the defendant is not available. A plaintiff must serve a corporate defendant by serving the registered agent or an appropriate officer of the corporation.

North Carolina Complaint and Summons for Balance Due on Credit Card Account is a legal document used in the state of North Carolina to initiate a civil lawsuit against an individual or entity who has an outstanding balance on a credit card account. This document serves as a notification to the defendant that they are being sued for the unpaid debt and provides them with an opportunity to respond. Keywords: North Carolina, complaint, summons, balance due, credit card account There might be different types of North Carolina Complaint and Summons for Balance Due on Credit Card Account depending on the specific circumstances of the case. Some examples include: 1. Consumer Complaint and Summons for Balance Due on Credit Card Account: This type of complaint and summons is typically filed against an individual consumer who has failed to make payments on their credit card account. The document outlines the amount owed, the terms of the credit card agreement, and the actions taken by the credit card company to collect the debt. 2. Business Complaint and Summons for Balance Due on Credit Card Account: This type of complaint and summons is filed against a business entity that has failed to make payments on their credit card account. It includes details regarding the outstanding balance, any previous attempts to collect the debt, and the legal action being taken to recover the funds. 3. Joint Complaint and Summons for Balance Due on Credit Card Account: In cases where multiple individuals are jointly responsible for a credit card debt, a joint complaint and summons may be filed. This document lists all the parties involved and provides details about the amount owed, the credit card agreement, and the legal steps being taken to collect the debt. Regardless of the specific type, the North Carolina Complaint and Summons for Balance Due on Credit Card Account is an important legal document that must be handled promptly and seriously. It is crucial for the defendant to seek legal counsel and respond appropriately to the complaint within the specified timeframe to avoid further legal complications.

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How to fill out North Carolina Complaint And Summons For Balance Due On Credit Card Account?

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FAQ

The statute of limitations on debt in North Carolina is three years, ing to N.C.G.S. § 1-52 (1). If your creditors want to sue you over unpaid debts, they have three years from when you defaulted on the debt .

Credit Card Debt: Guide to Responding to Court Summons Review the Complaint and The Summon. You should review the summon and look out for important details including: ... Calculate the Deadline for Filing A Response. ... Draft A Response to The Complaint. ... File the Answer Form. ... Serve Copies to The Plaintiff.

Debt collectors are allowed to contact you: In person, by mail, by telephone and by fax about the bills you owe. At home, between the hours of 8 a.m. and 9 p.m. At work. It is legal for debt collectors to contact you on the job unless they have a telephone number to reach you during non-working hours.

Statute of limitations on debt for all states StateWrittenOralCalifornia4 years2Colorado6 years6Connecticut6 years3Delaware3 years346 more rows ?

Use these three steps to respond to your North Carolina debt lawsuit: Answer each issue of the Complaint. Assert your affirmative defenses. File the Answer document with the court, and serve the opposing party with a copy.

If you've stopped paying and the creditor believes you have assets that could be used to pay a court judgment, they may file a credit card debt lawsuit. Credit card debt is usually unsecured. This means that there is no specific piece of property that the creditor has a right to repossess if you don't pay.

In North Carolina, the statute of limitations for debt is three years from the last activity on your account. That is how much time a debt collector has to file a lawsuit to recover the debt through the court system,. It's one of the shortest such limits in the country.

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You must answer the complaint and file it at the office of the Clerk of Court within 30 days from the date you personally received the complaint or if received ... Jul 11, 2023 — File the Answer with the court before the deadline. SoloSuit can help you draft and file an Answer to your North Carolina lawsuit in just 15 ...The Summons says that you have been sued. The creditor or debt buyer is the “plaintiff” and you are the “defendant”. The Complaint explains why the plaintiff is ... The Complaint form needs to be completely filled out. ... Sometimes, you must take the stamped documents (Summons and Complaint) and the $30 payment to the ... Then, at the bottom middle of the form, enter the date in the box labeled “Date.” Sign your name at the bottom right in the box labeled “Signature of Plaintiff ... summons information. You must fill out one summons for each defendant you have listed in your complaint. 1. Essential sections to fill out a) b) c) d). Case ... In a Summary Ejectment, if you are also requesting a money judgment, you must fill out this form. Please have this form notarized and returned the original ... Dec 4, 2009 — The monthly statement need only show the amount and date of the transaction, the name of the entity that provided the goods, services or cash ... Step 3: Prepare Your Response ... If you decided to file an answer or motion with the court, the Self-Help Center might have a form to help you. TIP! You'll need ... To mail your payment on a judgment please send us a letter with the file number and case caption of the judgment you are paying, as well as your full name, ...

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North Carolina Complaint and Summons for Balance Due on Credit Card Account