Subject: North Carolina Sample Letter for Traffic Accident — Refusal to Pay Requested Damages Keywords: North Carolina, sample letter, traffic accident, refusal to pay, damages, compensation, insurance claim, automobile collision, personal injury, property damage, legal action, evidence, witnesses, negligence, restitution, settlement offer Dear [Insurance Company/Claim Adjuster's Name], I hope this letter finds you well. I am writing to discuss the unfortunate incident that occurred on [Date] when a traffic accident took place involving my vehicle, [Your Vehicle's Make, Model, and License Plate Number], and [Other Party's Vehicle's Make, Model, and License Plate Number]. I am disappointed to inform you that, despite my repeated requests, you have not taken proper action to compensate me for the damages I sustained as a result of this accident. Regarding the accident, it occurred at approximately [Time] at the intersection of [Intersection Name/Street Names]. I was traveling within the speed limit when the other party, named [Other Party's Name], collided with my vehicle. The accident resulted in significant damage to my car and caused me to suffer injuries, including [Mention Your Injuries, if any]. This incident was reported to the local law enforcement agency, and an official accident report was filed, which I have enclosed for your reference. Upon reviewing the evidence, it is clear that the collision was caused solely due to the negligence of the other party. Multiple witnesses at the scene, whose contact information I have also enclosed, can attest to this fact. In order to restore my well-being and property to their pre-accident condition, I filed a claim with your company, requesting full compensation for the damages incurred. However, I was deeply disappointed to receive your communication stating that you refuse to pay for the requested damages. Your response failed to provide any valid reasons for this decision, and I believe it to be in violation of my rights as a policyholder. As a result, I have been left with no option but to take appropriate legal action to ensure justice is served. I kindly request that you reassess your decision and provide a fair and reasonable settlement offer within the next [Time Frame] to avoid prolonged litigation. The damages I am seeking reimbursement for include the following: 1. Property Damage: Comprehensive repair costs, estimated at [Repair Cost Estimate]. 2. Medical Expenses: All medical bills, consultations, treatments, medications, and therapies incurred as a direct result of the accident, totaling [Total Medical Expenses]. 3. Loss of Earnings: Compensation for the time I was unable to work, amounting to [Total Lost Earnings] based on my average weekly income. Note that failure to comply with this request will force me to pursue this matter further by involving legal representation, which will undoubtedly result in additional costs for both parties involved. I urge you to consider the evidence, review the details of the accident thoroughly, and offer a reasonable settlement that takes into account the physical and emotional hardships I have endured. I trust that you will handle this matter with the utmost professionalism and reach a fair resolution promptly. Please acknowledge receipt of this letter and promptly respond within [Time Frame] to avoid any further escalation of this issue. If you require any additional documentation or information, please do not hesitate to contact me at [Your Phone Number] or [Your Email Address]. Thank you for your attention to this matter. I look forward to a swift and satisfactory resolution. Sincerely, [Your Full Name] [Your Address] [City, State, ZIP Code] [Your Phone Number] [Your Email Address] Types of North Carolina Sample Letters for Traffic Accident — Refusal to Pay Requested Damages: 1. North Carolina Sample Letter for Traffic Accident — Refusal to Pay Requested Damage— - Property Damage Only 2. North Carolina Sample Letter for Traffic Accident — Refusal to Pay Requested Damage— - Personal Injury and Property Damage 3. North Carolina Sample Letter for Traffic Accident — Refusal to Pay Requested Damage— - Loss of Earnings and Property Damage.