The North Carolina Specific Consent Form for Qualified Joint and Survivor Annuities (JSA) is a document that outlines the specific consent requirements for individuals seeking to elect a JSA as part of their annuity contract. A JSA is a type of annuity payment option that provides continued income to the surviving spouse or beneficiary after the annuitant's death. In North Carolina, there are two main types of North Carolina Specific Consent Forms for JSA, namely: 1. Traditional JSA Consent Form: This form is typically used in situations where the annuitant wishes to provide a survivor benefit to their spouse or designated beneficiary. The form clearly states the annuitant's intent to elect the JSA option and requires the spouse or beneficiary's consent to ensure that they understand and acknowledge the survivor benefit they will receive. 2. Alternative JSA Consent Form: This form is used in cases where the annuitant wishes to deviate from the traditional JSA requirements. For instance, if the annuitant wishes to designate a different beneficiary or modify the survivor benefit percentage, they can use this form to outline their specific instructions. However, it is important to note that the use of the alternative form requires strict adherence to North Carolina state laws and regulations. The North Carolina Specific Consent Form for JSA is crucial to protect the rights and interests of both the annuitant and their spouse or beneficiary. It ensures that all parties are aware of the implications and benefits associated with the JSA option, thereby providing transparency and peace of mind. Keywords: North Carolina, Specific Consent Form, Qualified Joint and Survivor Annuities (JSA), annuity contract, annuitant, survivor benefit, beneficiary, traditional JSA Consent Form, alternative JSA Consent Form, North Carolina state laws, transparency, peace of mind.