North Carolina Preexisting Noncompliance

State:
Multi-State
Control #:
US-OL13042
Format:
Word; 
PDF
Instant download

Description

This office lease form relates to any capital improvement that is made during any comparison year in compliance with any requirements regulation enacted after the date hereof, any modifications, amendments replacements or reinterpretations of any federal, state or local law or governmental regulation enacted prior to the date hereof, or lease years during the term, which shall not be included as expenses.

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FAQ

The time period during which a health plan won't pay for care relating to a pre-existing condition. Under a job-based plan, this cannot exceed 12 months for a regular enrollee or 18 months for a late-enrollee.

Pre-Existing Disease/condition means any condition, ailment or injury or related condition (s) for which the insured had signs and symptoms ,and/or were diagnosed, and/or received medical advice/treatment within 48 months prior to the lnsured's first policy with any Indian insurer.

Health insurance companies cannot refuse coverage or charge you more just because you have a ?pre-existing condition? ? that is, a health problem you had before the date that new health coverage starts.

existing condition is a medical issue you've experienced in the past. This includes chronic conditions like diabetes or asthma, and oneoff symptoms like knee pain. With us, a preexisting condition is when you've had symptoms, medication, advice, treatment, or tests for something before taking out health cover.

Preexisting Condition Exclusion ? Basic Rule A plan cannot impose a limitation with respect to a given condition unless it is one for which medical advice, diagnosis, care, or treatment was recommended or received within a period of not more than six months before the individual's enrollment date.

If you file a claim related to a pre-existing condition, you'll have to show how a workplace accident made your pre-existing condition worse, or how your normal workplace duties worsened your condition to the point that you can no longer work. Strong medical evidence will be essential to support your claim.

Learn More About Pre-Existing Condition Health Insurance Coverage in NC. Under the new healthcare reform, an insurance company can't turn you down because you are sick or refuse to provide you treatment for any pre-existing conditions you may have ? even if you have been turned down in the past.

Under the Affordable Care Act, health insurance companies can't refuse to cover you or charge you more just because you have a ?pre-existing condition? ? that is, a health problem you had before the date that new health coverage starts. They also can't charge women more than men.

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North Carolina Preexisting Noncompliance