North Dakota Chapter 13 Plan is a type of bankruptcy filing available to individuals in North Dakota. It is designed to help debtors reorganize their debts and repay them over a period of three to five years. Under this plan, debtors must develop a repayment plan and submit it to the court for approval. The plan must include all the debtor's debts, income, and expenses. The plan must also specify how much of the debt will be paid back, and how long it will take. Once the court approves the plan, the debtor must make payments according to the plan's terms. The two types of North Dakota Chapter 13 Plan are: 1) Wage Earner Plan and 2) Self-Employed Plan. A Wage Earner Plan is available to individuals who have a regular source of income, such as a job or Social Security benefits. A Self-Employed Plan is available to individuals who are self-employed, such as a business owner or freelancer. The court will consider the debtor’s income, expenses, and other factors when determining which type of plan is best for the debtor.