[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Credit Bureau Address] [City, State, ZIP Code] Subject: Request for Free Credit Report Based on Denial of Credit Dear Sir/Madam, I am writing to request a free credit report based on the denial of credit I recently received. I understand that under the Fair Credit Reporting Act (FCRA), I am entitled to obtain a free copy of my credit report when my application for credit has been declined. I recently submitted an application for credit, and unfortunately, I received a notice stating that my application was denied due to information found on my credit report. In accordance with my rights under the FCRA, I kindly request that you provide me with a copy of my credit report, along with the name and contact information of the credit reporting agency responsible for providing the report. Please provide the credit report at your earliest convenience to the address listed above. If any additional documents or forms are required to process this request, kindly let me know so that I can provide them to you promptly. As an additional reminder, according to the FCRA, I am also entitled to dispute any inaccurate or incomplete information present on my credit report. In case the report contains any such information, please provide me with the necessary instructions for filing a dispute. It is vital for me to ensure the accuracy of my credit report, as it plays a crucial role in my financial standing. I appreciate your prompt attention to this matter and your compliance with the provisions of the FCRA. If you need any further information or if there are any fees associated with this request, please notify me in writing or via the provided contact information. Thank you for your understanding and cooperation. Sincerely, [Your Name]