North Dakota Sample Letter for Request for Free Credit Report Allowed by Federal Law

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• Control #: US-0098LR
• Format: Word; Rich Text

Description

This form allows an individual to request his or her annual free credit report allowed by federal law from each of the credit bureaus through the Annual Credit Report Request Service, which is the centralized source for consumers to request this annual credit report. Subject: Request for Free Credit Report — Complying with Federal Law [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address] [City, State, ZIP] Subject: Request for Free Credit Report Allowed by Federal Law Dear Sir/Madam, I hope this letter finds you well. As a resident of North Dakota, I am writing to request my free credit report, as mandated by federal law. I kindly ask you to provide me with a detailed credit report to ensure accuracy, assess my financial standing, and identify any potential discrepancies that may impact my creditworthiness. I understand that the Fair Credit Reporting Act (FCRA), a federal law designed to promote accuracy, fairness, and privacy of consumer information contained in credit reports, guarantees me the right to request a free credit report once every 12 months from each of the three major credit bureaus: Equifax, Experian, and TransUnion. To assist with your processing, I have included the necessary information below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Contact Number: [Your Phone Number] Please provide me with the most up-to-date and accurate information regarding my credit history, including records of loans, credit accounts, payment history, and any public records associated with my financial profile. If possible, please ensure the information is comprehensive, covering both open and closed accounts. I would appreciate it if you could deliver the credit report to the address mentioned above or provide me with clear instructions on accessing the report online, if available. The report should be provided to me within the timeframe required under federal law, which is 30 days upon receipt of this request. In case any fees are associated with providing the requested credit report, please inform me in advance. I understand that certain circumstances, such as being the recipient of public welfare assistance or being unemployed and intending to apply for employment within the next 60 days, may exempt me from any applicable fees. I trust that you will handle my request promptly and efficiently, ensuring my rights as a consumer, as guaranteed by the FCRA. If there are any concerns or questions regarding this request, please do not hesitate to contact me at the provided phone number or email address. Thank you for your attention to this matter. I expect a prompt response and appreciate your cooperation. Sincerely, [Your Full Name]

Subject: Request for Free Credit Report — Complying with Federal Law [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Credit Bureau Name] [Address] [City, State, ZIP] Subject: Request for Free Credit Report Allowed by Federal Law Dear Sir/Madam, I hope this letter finds you well. As a resident of North Dakota, I am writing to request my free credit report, as mandated by federal law. I kindly ask you to provide me with a detailed credit report to ensure accuracy, assess my financial standing, and identify any potential discrepancies that may impact my creditworthiness. I understand that the Fair Credit Reporting Act (FCRA), a federal law designed to promote accuracy, fairness, and privacy of consumer information contained in credit reports, guarantees me the right to request a free credit report once every 12 months from each of the three major credit bureaus: Equifax, Experian, and TransUnion. To assist with your processing, I have included the necessary information below: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] Current Address: [Your Current Address] Previous Address (if applicable): [Your Previous Address] Contact Number: [Your Phone Number] Please provide me with the most up-to-date and accurate information regarding my credit history, including records of loans, credit accounts, payment history, and any public records associated with my financial profile. If possible, please ensure the information is comprehensive, covering both open and closed accounts. I would appreciate it if you could deliver the credit report to the address mentioned above or provide me with clear instructions on accessing the report online, if available. The report should be provided to me within the timeframe required under federal law, which is 30 days upon receipt of this request. In case any fees are associated with providing the requested credit report, please inform me in advance. I understand that certain circumstances, such as being the recipient of public welfare assistance or being unemployed and intending to apply for employment within the next 60 days, may exempt me from any applicable fees. I trust that you will handle my request promptly and efficiently, ensuring my rights as a consumer, as guaranteed by the FCRA. If there are any concerns or questions regarding this request, please do not hesitate to contact me at the provided phone number or email address. Thank you for your attention to this matter. I expect a prompt response and appreciate your cooperation. Sincerely, [Your Full Name]