North Dakota Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Copy of Credit Report — Denial of Credit Dear Equifax, I am writing to request a free copy of my credit report, as I recently received a denial of credit notification. I reside in North Dakota and I would appreciate your prompt assistance in obtaining this essential document for my review and clarification. According to the Fair Credit Reporting Act (FCRA) Section 612, consumers are entitled to a free copy of their credit report if a credit application has been denied based on the information provided by Equifax. With this in mind, I kindly ask that you provide me with a comprehensive report that includes all the details and factors contributing to the credit denial decision. To ensure accuracy and completeness, I kindly request that you include the following information in the credit report: 1. Personal Information: — Full Nam— - Current Address - Previous Addresses (if applicable) — Social SecuritNumberbe— - Date of Birth 2. Account Information: — Details of my existing credit accounts — Account number— - Account types - Dates opened and closed (if applicable) 3. Public Records Information: — Bankruptcies, tax liens, and civil judgments (if any) 4. Credit Inquiry Information: — A record of recent inquiries made by creditors or lenders upon my request Please ensure that the credit report is comprehensive, accurately reflecting my financial history and any other relevant information that impacts creditworthiness. In line with the FCRA, I understand that you have 30 days to provide me with the requested credit report. Therefore, I kindly request that you expedite this process to avoid any unnecessary delays. I would like to express my appreciation in advance for your attention to this matter. Should you require any further information or documents from me to process my request, please let me know at your earliest convenience. I can be reached at the provided contact information below. Thank you for your understanding and cooperation. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address]

Subject: Request for a Free Copy of Credit Report — Denial of Credit Dear Equifax, I am writing to request a free copy of my credit report, as I recently received a denial of credit notification. I reside in North Dakota and I would appreciate your prompt assistance in obtaining this essential document for my review and clarification. According to the Fair Credit Reporting Act (FCRA) Section 612, consumers are entitled to a free copy of their credit report if a credit application has been denied based on the information provided by Equifax. With this in mind, I kindly ask that you provide me with a comprehensive report that includes all the details and factors contributing to the credit denial decision. To ensure accuracy and completeness, I kindly request that you include the following information in the credit report: 1. Personal Information: — Full Nam— - Current Address - Previous Addresses (if applicable) — Social SecuritNumberbe— - Date of Birth 2. Account Information: — Details of my existing credit accounts — Account number— - Account types - Dates opened and closed (if applicable) 3. Public Records Information: — Bankruptcies, tax liens, and civil judgments (if any) 4. Credit Inquiry Information: — A record of recent inquiries made by creditors or lenders upon my request Please ensure that the credit report is comprehensive, accurately reflecting my financial history and any other relevant information that impacts creditworthiness. In line with the FCRA, I understand that you have 30 days to provide me with the requested credit report. Therefore, I kindly request that you expedite this process to avoid any unnecessary delays. I would like to express my appreciation in advance for your attention to this matter. Should you require any further information or documents from me to process my request, please let me know at your earliest convenience. I can be reached at the provided contact information below. Thank you for your understanding and cooperation. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address]