North Dakota Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 1000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Trans Union, I am writing to request a free copy of my credit report, as I have recently been denied credit. According to the Fair Credit Reporting Act (FCRA), I am entitled to receive this report within 60 days of the denial. My personal information is as follows: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] I would greatly appreciate it if you could furnish me with a complete and accurate copy of my credit report from Trans Union, along with any information regarding the sources used in generating the report. Additionally, I kindly request that you provide me with the contact information of these sources, as required by the FCRA. Please note that the denial of credit cited above occurred on [Date of Denial], and the creditor involved was [Creditor's Name]. The decision to deny credit has had a significant impact on my financial prospects, and thus, it is crucial for me to thoroughly review my credit report to identify any errors or discrepancies. In accordance with the FCRA, I understand that I am entitled to a free copy of my credit report upon submission of this request. Please include all information related to both positive and negative credit accounts, credit inquiries, public records, and collections. To verify my identity and protect against unauthorized access, I have enclosed the following documents: 1. A copy of my government-issued identification (e.g., driver's license, passport) 2. A copy of a recent utility bill or bank statement showing my current address If there are any additional documents or information required to process my request, please let me know as soon as possible. I kindly request that you furnish the requested credit report within the specified timeframe of 60 days from the date of this letter. If any delays or complications arise during the process, please notify me promptly. Thank you for your attention to this matter. Please reach out to me at [Your Phone Number] or [Your Email Address] should you require any further information or have any questions regarding my request. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Date] Trans Union LLC Consumer Disclosure Center P.O. Box 1000 Chester, PA 19022 Subject: Request for Free Copy of Credit Report based on Denial of Credit Dear Trans Union, I am writing to request a free copy of my credit report, as I have recently been denied credit. According to the Fair Credit Reporting Act (FCRA), I am entitled to receive this report within 60 days of the denial. My personal information is as follows: Full Name: [Your Full Name] Date of Birth: [Your Date of Birth] Social Security Number: [Your Social Security Number] I would greatly appreciate it if you could furnish me with a complete and accurate copy of my credit report from Trans Union, along with any information regarding the sources used in generating the report. Additionally, I kindly request that you provide me with the contact information of these sources, as required by the FCRA. Please note that the denial of credit cited above occurred on [Date of Denial], and the creditor involved was [Creditor's Name]. The decision to deny credit has had a significant impact on my financial prospects, and thus, it is crucial for me to thoroughly review my credit report to identify any errors or discrepancies. In accordance with the FCRA, I understand that I am entitled to a free copy of my credit report upon submission of this request. Please include all information related to both positive and negative credit accounts, credit inquiries, public records, and collections. To verify my identity and protect against unauthorized access, I have enclosed the following documents: 1. A copy of my government-issued identification (e.g., driver's license, passport) 2. A copy of a recent utility bill or bank statement showing my current address If there are any additional documents or information required to process my request, please let me know as soon as possible. I kindly request that you furnish the requested credit report within the specified timeframe of 60 days from the date of this letter. If any delays or complications arise during the process, please notify me promptly. Thank you for your attention to this matter. Please reach out to me at [Your Phone Number] or [Your Email Address] should you require any further information or have any questions regarding my request. Sincerely, [Your Name]