The North Dakota Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights is a document that provides individuals with important information regarding their health insurance coverage and their rights under the Health Insurance Portability and Accountability Act (HIPAA). This certificate is typically provided to individuals who are covered under a group health plan in North Dakota. The purpose of this certificate is to ensure that individuals understand their rights and options when it comes to their health insurance coverage. It includes detailed information about the specific coverage provided by the group health plan, including details about the types of services covered, any limitations or exclusions, and any cost-sharing requirements such as deductibles or co-pays. In addition to the coverage details, the North Dakota Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights also includes a statement of HIPAA portability rights. This section explains that individuals have the right to keep their health insurance coverage when they change jobs or lose coverage, as long as they meet certain eligibility criteria. It also outlines the process for individuals to obtain a certificate of creditable coverage, which can be used to provide evidence of prior coverage when applying for new health insurance. It's important to note that there may be different types of North Dakota Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights available, depending on the specific group health plan and insurance provider. These variations might include different levels of coverage, such as individual or family coverage, as well as different options for network providers, prescription drug coverage, or additional benefits such as dental or vision coverage. Having a North Dakota Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights is crucial for individuals to understand their rights and coverage options under their group health plan. It ensures transparency and provides individuals with the necessary information to make informed decisions about their healthcare.