The North Dakota FCRA (Fair Credit Reporting Act) Disclosure and Authorization Statement is a document that is often required by employers or landlords when conducting background checks on individuals. This statement is designed to inform the applicant about their rights and seek their consent before seeking their consumer report or credit history. Keywords: North Dakota, FCRA Disclosure and Authorization Statement, Fair Credit Reporting Act, background checks, employers, landlords, consumer report, credit history. There are typically two types of FCRA Disclosure and Authorization Statements used in North Dakota: 1. Standard FCRA Disclosure and Authorization Statement: This is the most common type of statement used by employers and landlords. It includes the necessary disclosures required by the FCRA, such as informing the applicant that a consumer report may be obtained for the purposes of evaluating their suitability for employment or rental. It also outlines the applicant's rights under the FCRA, such as the right to dispute inaccurate information on their report. Furthermore, it seeks the applicant's consent to access their consumer report or credit history. 2. Modified FCRA Disclosure and Authorization Statement: In some cases, employers or landlords may opt for a modified version of the standard statement to cater to their specific needs or industry requirements. This modified statement may include additional clauses or disclosures that are relevant to the position or rental property being considered. It is essential to note that any modifications must still adhere to the guidelines set forth by the FCRA to protect the rights of the applicant. In conclusion, the North Dakota FCRA Disclosure and Authorization Statement is a crucial document used by employers and landlords to inform individuals about their rights under the FCRA and obtain their consent to access their consumer report or credit history. Different types of statements may exist, including the standard and modified versions, depending on the specific requirements of the employer or landlord.