This office lease provision states that the parties desire to allocate certain risks of personal injury, bodily injury or property damage, and risks of loss of real or personal property by reason of fire, explosion or other casualty, and to provide for the responsibility for insuring those risks permitted by law.
North Dakota Provision Allocation Risks and Setting Forth Insurance Obligations of Both the Landlord and the Tenant
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FAQ
The rule of subrogation known as the ?Sutton Rule? states that a tenant and landlord are automatically considered ?co-insureds? under a fire insurance policy as a matter of law and, therefore, the insurer of the landlord who pays for the fire damage caused by the negligence of a tenant may not sue the tenant in ...
No state law requires landlords to repaint a rental unit in between tenants. Some local (city or county) ordinances might require landlords to repaint under certain circumstances.
A Connecticut tenant has the right to live in a habitable apartment that complies with local housing and safety rules and seek housing without any discrimination from their landlord. As the Connecticut law states, tenant rights allow them to request repairs for damages that exceed normal wear and tear in the apartment.
An oral agreement is made between the landlord and tenant after they discuss rental items. It is usually a month to month agreement?that is, the rent is paid on a monthly basis and the lease continues without a final date until the landlord or the tenant ends it.
Allowable late fees, which will begin after a nine-day grace period for tenants with month-to-month lease agreements, cannot exceed $5 per day, with a maximum charge of $50, and cannot exceed 5% of the overdue rent.
While renters insurance is not required by law in California, some landlords may require it for you to live in their building. It's generally a good idea to have at least some form of coverage as your landlord's insurance is not liable for any damage to your personal property.
An insurance company may not subrogate against its own insured or a co-insured. However, when a party claiming to be a co-insured is merely a loss payee to which no liability coverage is afforded, subrogation is permissible.
Tenant insurance usually provides coverage for your belongings against common risks such as theft, fire, loss and much more. It's a good way to protect your investment in your personal property. Coverage applies to your belongings that are both in your home and temporarily away, such as when you go on vacation.
The Sutton Rule states that a property owner's insurance company cannot sue a tenant for negligence because the tenant is considered a co-insured part of the property's policy.
Sutton Approach: Tenant is considered an implied co-insured under the landlord's policy unless the lease has express language stating otherwise. Anti-Sutton Approach: Tenant is not considered an implied co-insured under the landlord's policy unless the lease has express language stating otherwise.