Under the Fair Credit Reporting Act, a consumer reporting agency, on request by and proper identification of the consumer, must clearly and accurately disclose to the consumer:
the nature and substance of certain information in its files on the consumer;
the sources of most of that information;
the recipients of any consumer report on the consumer furnished for employment purposes within the two-year period preceding the request, and for any other purpose within the one-year period preceding the request;
the dates, original payees, and amounts of any checks on which is based any adverse characterization of the consumer, included in the file at the time of the disclosure; and
a record of all inquiries received by the agency during the one-year period preceding the request that identified the consumer in connection with a credit or insurance transaction that was not initiated by the consumer.
Nebraska Request for Disclosure Regarding Nature and Substance of Files of Consumer Reporting Agency is a legal document or form used by individuals in Nebraska to request information about their credit report files from consumer reporting agencies. It allows individuals to obtain detailed information on the nature, content, and substance of their credit files maintained by these agencies. Keywords: Nebraska, Request for Disclosure, Nature and Substance, Files, Consumer Reporting Agency. There may not be different types of Nebraska Request for Disclosure Regarding Nature and Substance of Files of Consumer Reporting Agency as the form generally serves the purpose of obtaining credit report information. However, variations or amendments can occur over time to meet changing legal requirements, so it's advisable to consult the most recent version of the form provided by the relevant authorities to ensure compliance.
