Nebraska Sample Letter for Erroneous Information on Credit Report: [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Date] [Credit Reporting Agency Name] [Agency Address] [City, State, Zip Code] Subject: Request for Investigation and Removal of Erroneous Information on Credit Report Dear Sir/Madam, I am writing this letter to inform you about inaccurate information that is listed on my credit report, which I recently obtained from your agency. After carefully reviewing the report, I have noticed several discrepancies that require immediate attention and rectification. Firstly, I would like to bring to your attention the erroneous entry in my credit history stating an unpaid debt to [Creditor's Name]. According to my records, I have never had any financial dealings with this particular creditor, and thus, this information is completely inaccurate. I kindly request you to initiate an investigation promptly to resolve this matter. Additionally, another discrepancy I would like to address is the incorrect listing of late payment for my mortgage account with [Mortgage Company's Name]. I have always made timely payments, and it is crucial to rectify this error as it negatively impacts my creditworthiness. Consequently, I urge you to investigate this matter thoroughly and remove any inaccurate information related to late payments from my credit report. Moreover, I would like to bring your attention to a third erroneous entry, which indicates a bankruptcy filing against my name. This information is entirely inaccurate, as I have never filed for bankruptcy. I request you to investigate this matter urgently and remove this false claim from my credit report. In light of the aforementioned discrepancies on my credit report, I kindly request your immediate action to address these issues. I expect that a comprehensive investigation will be conducted by your agency within the time frame specified by the Fair Credit Reporting Act (FCRA), ensuring that all the inaccuracies are corrected, and my credit report reflects accurate and reliable information. Enclosed with this letter are copies of relevant documents supporting my claims, including payment records, statements, and any other necessary information. I kindly request you to review these documents during your investigation for a more accurate assessment. Furthermore, as per the FCRA, I request you to inform me in writing of the actions taken as a result of this investigation. I would appreciate it if you could provide me with an updated copy of my credit report once the inaccuracies are rectified to verify that the necessary changes have been made. In conclusion, I trust that your agency will handle this matter promptly and efficiently in accordance with the FCRA guidelines. Your cooperation in addressing these erroneous entries on my credit report is highly appreciated. Thank you for your immediate attention to this matter. Please do not hesitate to contact me if you require any further information or need clarification regarding this dispute. Sincerely, [Your Name] -- Note: The above-provided sample letter can be modified and customized as per your specific situation. It is crucial to personalize the letter while focusing on the relevant keywords and accurately describing the erroneous information on your credit report.