[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Card Company Name] [Credit Card Company Address] [City, State, ZIP Code] Subject: Cancellation of Credit Card Account — [Your Credit Card Number] Dear [Credit Card Company Name], I am writing this letter to request the cancellation and closure of my credit card account [Your Credit Card Number] with your company. After careful consideration, I have decided to terminate my association with your credit card services. I have been a loyal customer of [Credit Card Company Name] for [Number of Years] and have consistently made timely payments and maintained a good credit history. However, due to my changing financial circumstances, I have determined that it is in my best interest to close this credit card account. I kindly request that you initiate the necessary actions to close my credit card account as soon as possible. Additionally, I would appreciate receiving written confirmation of the account closure, specifying the effective date of cancellation and stating that no further charges or fees will be applicable to my account following the closure. I understand that I am responsible for paying any remaining balance on my credit card account. Kindly provide me with the full balance outstanding, including any applicable interest and fees, along with the payment instructions for settling the final amount. Please ensure that I receive this information promptly in order to settle my account in a timely manner. In the interest of maintaining a positive relationship and avoiding any potential negative impact on my credit history, I request that you update the credit reporting agencies to reflect the closure of this credit card account. Should you require any additional information or documentation to proceed with these requests, please do not hesitate to contact me at the above-mentioned details. I appreciate the services provided by [Credit Card Company Name] during my tenure as a cardholder. However, due to my changing circumstances, I believe that it is in my best interest to discontinue my association with your company. I am confident that you will process this cancellation request promptly and efficiently. Thank you for your attention to this matter. I look forward to receiving your written confirmation of the account closure and the necessary information to settle the remaining balance. Yours sincerely, [Your Full Name]