[Your Name] [Your Address] [City, State, Zip] [Email Address] [Phone Number] [Date] [Defendant's Name] [Defendant's Address] [City, State, Zip] Subject: Repayment of Unearned Premiums — Demand for Payment Dear [Defendant's Name], I hope this letter finds you well. My purpose in writing to you today is to bring to your attention a matter regarding the repayment of unearned premiums owed to me. As per the insurance policy agreement between us, it has come to my attention that you have failed to repay the unearned premiums in a timely manner or as explicitly stated in the policy terms and conditions. As you are aware, the state of Nebraska governs insurance regulations, and it mandates that any unearned premiums must be returned promptly to the policyholder. Failure to comply with this obligation is a violation of Nebraska insurance laws and can result in legal action. Given the circumstances, I must insist on immediate repayment to avoid any unnecessary complications. The insurance policy in question was issued by your company on [Policy Issue Date] and was effective until [Policy Expiration Date]. However, due to certain circumstances that occurred on [Date — Mention any specific events], the policy was canceled effective [Cancellation Date]. As a result, the premiums paid for the remaining period of the policy are considered unearned and must be refunded to me. After reviewing the policy details and calculating the amount owed, it has come to my attention that the total unearned premiums equate to $[Amount]. This calculation is in line with the information provided in the policy documentation and Nebraska insurance regulations, which specify the method for calculating unearned premiums. Given the statutory obligation in Nebraska, I request that you remit the repayment of the aforementioned amount within [Specific Deadline — typically 30 days from the date of the letter] days from the receipt of this letter. Please send the payment to the mailing address mentioned above. If you require any further information or documentation to process this payment, kindly notify me within [Specific Deadline — typically 10 days from the date of this letter]. Failure to comply with this demand for repayment within the specified timeframe may force me to escalate this matter to the appropriate regulatory authorities and take legal action to ensure my rights are protected. However, I believe amicable resolution is in the best interest of both parties, and I hope we can resolve this matter without resorting to such measures. Please consider this letter as my formal demand for the repayment of unearned premiums in compliance with Nebraska insurance laws. I look forward to receiving prompt payment and a speedy resolution to this matter. Should you have any questions or require further clarification, please do not hesitate to contact me at [Your Phone Number] or via email at [Your Email Address]. Thank you for your immediate attention to this matter. Sincerely, [Your Name]
Nebraska Sample Letter to Defendant concerning Repayment of Unearned Premiums
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