This form is a sample letter in Word format covering the subject matter of the title of the form.
[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm Name] [Address] [City, State, ZIP Code] Subject: Request for Verification of Debt and Immediate Cease of Foreclosure Proceedings — [Property Address] Dear [Foreclosure Attorney's Name], I am writing to you as the homeowner of the property located at [Property Address], currently facing foreclosure proceedings. I have recently received a Notice of Intent to Foreclose from your firm dated [Date] and want to address this matter with urgency. As a responsible homeowner, I believe it is my right to request the verification of the debt purportedly owed, as required by federal law. I am seeking full transparency and would like to ensure that all necessary documentation is in order before proceeding with any foreclosure actions. Therefore, I kindly request that you provide me with the following information to establish the validity of the debt: 1. Validation of Debt: Please provide the original or a copy of the promissory note or contract establishing the mortgage debt on the aforementioned property. It is essential that this document is complete and unaltered, including all relevant signatures and dates. 2. Chain of Ownership: Please provide a chronological chain of ownership, also known as the chain of title, establishing the legal right of your firm to enforce the foreclosure proceedings. This should include all assignments, transfers, and endorsements of the mortgage note. 3. Accounting of All Charges and Fees: Please provide a detailed itemization of all fees, charges, and costs that have been added to the debt claimed, including late fees, inspection fees, attorney fees, and any other charges imposed. It is crucial to note that failure to provide the required verification within the established timeframe may lead to legal consequences, including but not limited to the dismissal of the foreclosure proceedings. I expect your prompt attention to this matter to safeguard my rights as a homeowner. In addition to the verification request, I am also requesting an immediate cease of all foreclosure proceedings until the verification process has been completed. This is to ensure a fair and just resolution of this matter, adhering to the laws and regulations governing foreclosure procedures in the state of Nebraska. Please acknowledge receipt of this letter within [number of days] from your receipt, confirming that my request for verification and the temporary cessation of foreclosure has been received and will be processed accordingly. Failure to acknowledge receipt or provide the requested information will be considered a violation of my rights as a homeowner under federal law. I appreciate your attention to this matter and anticipate a prompt response. Should you require any additional information or have any questions regarding this request, please do not hesitate to contact me at [Phone Number] or [Email Address]. Thank you for your immediate attention to this urgent matter. Sincerely, [Your Name]
[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm Name] [Address] [City, State, ZIP Code] Subject: Request for Verification of Debt and Immediate Cease of Foreclosure Proceedings — [Property Address] Dear [Foreclosure Attorney's Name], I am writing to you as the homeowner of the property located at [Property Address], currently facing foreclosure proceedings. I have recently received a Notice of Intent to Foreclose from your firm dated [Date] and want to address this matter with urgency. As a responsible homeowner, I believe it is my right to request the verification of the debt purportedly owed, as required by federal law. I am seeking full transparency and would like to ensure that all necessary documentation is in order before proceeding with any foreclosure actions. Therefore, I kindly request that you provide me with the following information to establish the validity of the debt: 1. Validation of Debt: Please provide the original or a copy of the promissory note or contract establishing the mortgage debt on the aforementioned property. It is essential that this document is complete and unaltered, including all relevant signatures and dates. 2. Chain of Ownership: Please provide a chronological chain of ownership, also known as the chain of title, establishing the legal right of your firm to enforce the foreclosure proceedings. This should include all assignments, transfers, and endorsements of the mortgage note. 3. Accounting of All Charges and Fees: Please provide a detailed itemization of all fees, charges, and costs that have been added to the debt claimed, including late fees, inspection fees, attorney fees, and any other charges imposed. It is crucial to note that failure to provide the required verification within the established timeframe may lead to legal consequences, including but not limited to the dismissal of the foreclosure proceedings. I expect your prompt attention to this matter to safeguard my rights as a homeowner. In addition to the verification request, I am also requesting an immediate cease of all foreclosure proceedings until the verification process has been completed. This is to ensure a fair and just resolution of this matter, adhering to the laws and regulations governing foreclosure procedures in the state of Nebraska. Please acknowledge receipt of this letter within [number of days] from your receipt, confirming that my request for verification and the temporary cessation of foreclosure has been received and will be processed accordingly. Failure to acknowledge receipt or provide the requested information will be considered a violation of my rights as a homeowner under federal law. I appreciate your attention to this matter and anticipate a prompt response. Should you require any additional information or have any questions regarding this request, please do not hesitate to contact me at [Phone Number] or [Email Address]. Thank you for your immediate attention to this urgent matter. Sincerely, [Your Name]