The New Hampshire Self-Insurance Application Group (NHS IAG) is an organization that provides access to self-insurance options for businesses operating in the state of New Hampshire. The group is managed by the New Hampshire Insurance Department and is made up of members from the business community, insurance industry, and state government. NHS IAG provides assistance to businesses looking to self-insure through the application process, as well as providing information on the various types of self-insurance available. The group offers two primary types of self-insurance: stop-loss insurance and captive insurance. Stop-loss insurance provides protection for large claims and is usually used for employees or high-value products. Captive insurance is a type of self-insurance in which businesses form a captive insurance company to protect their assets and liabilities. NHS IAG also provides online resources and support for businesses looking to self-insure, including an application guide, FAQs, and other information. The group also helps businesses understand the regulations and requirements for self-insuring in New Hampshire.