Subject: Request for Repayment of Unearned Premiums — New Hampshire Regulations [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Defendant's Name] [Defendant's Address] [City, State, ZIP Code] Re: Repayment of Unearned Premiums — New Hampshire Insurance Regulations Dear [Defendant's Name], I hope this letter finds you well. I am writing to bring to your attention an outstanding matter regarding the repayment of unearned premiums in accordance with the insurance regulations of the state of New Hampshire. As a concerned policyholder, I am seeking your immediate attention and prompt resolution of this matter. New Hampshire Insurance regulations clearly stipulate that upon termination or cancellation of an insurance policy, any unearned premium amounts must be refunded to the policyholder. An unearned premium refers to the portion of the premium that has been paid in advance but not yet earned by the insurance company due to the policy's premature termination. This practice is designed to protect consumers' rights and ensure fair treatment in insurance transactions. It has come to my attention that despite the termination of the aforementioned insurance policy, a refund of the unearned premium has not been issued to me as required by New Hampshire regulations. The specific details of the policy and the unearned premium amounts are as follows: Policy Number: [Policy Number] Policy Start Date: [Policy Start Date] Policy Termination Date: [Policy Termination Date] Total Premium Amount: [Total Premium Amount] Unearned Premium Amount: [Unearned Premium Amount] As indicated above, the unearned premium amount, equivalent to the unused portion of my policy term, is currently outstanding. I kindly request that you promptly process the repayment of the unearned premium according to the following options: 1. Check: Issue a refund check payable to [Your Name], at the address mentioned above. 2. Electronic Funds Transfer (EFT): Transfer the unearned premium amount directly to the bank account provided below: Account Holder: [Your Name] Bank Name: [Bank Name] Account Number: [Account Number] Routing Number: [Routing Number] Please note that failure to adhere to New Hampshire insurance regulations and non-compliance with my request for repayment may leave me no choice but to seek legal recourse to protect my rights as a policyholder. Furthermore, the New Hampshire Insurance Department may be notified of any non-compliant actions, which could lead to potential penalties and fines imposed upon your organization. I strongly urge you to treat this matter with the utmost urgency and respond to this letter within [15 days] from the date of receipt, confirming the repayment method and providing a specific timeline for completion. If you have any questions or require any additional information, please do not hesitate to contact me at [Email Address] or [Phone Number]. I sincerely hope that we can resolve this matter amicably and in compliance with the insurance regulations of New Hampshire. Thank you for your immediate attention to this important matter. Yours sincerely, [Your Name]