New Hampshire Coverage for Interns under the Affordable Care Act

• Category: Insurance - ACA
• State: Multi-State
• Control #: US-0540BG
• Format: Word; Rich Text

Description

Interns can be terrific additions to a nonprofit's capacity building journey, but it's important to clarify whether they are unpaid volunteers or paid employees. Companies should make sure they comply with U.S. Department of Labor requirements so that unpaid interns cannot claim entitlement to wages or make other claims against the employer. Companies should also be aware whether or not these employees are covered under the Affordable Care Act. New Hampshire Coverage for Interns under the Affordable Care Act The Affordable Care Act (ACA) has significantly expanded healthcare options for individuals in the United States, including interns and students. In New Hampshire, interns can access several types of coverage under the ACA, ensuring they have access to affordable and comprehensive healthcare during their internships. Here are some key details regarding New Hampshire coverage options for interns under the ACA. 1. Medicaid Expansion: Thanks to the ACA, New Hampshire expanded its Medicaid program, providing coverage to low-income individuals, including interns who meet the income requirements. Medicaid offers comprehensive healthcare services, such as doctor visits, prescription medications, hospital stays, and preventive care, all at minimal or no cost. 2. Marketplace Subsidies: Another important feature of the ACA is the establishment of health insurance marketplaces or exchanges. Interns in New Hampshire, who do not qualify for Medicaid but have limited income, can apply for coverage through the marketplace. Based on their income, they may be eligible for premium tax credits and/or cost-sharing reductions, which reduce the monthly premiums and out-of-pocket expenses for healthcare services. 3. Student Health Plans: Many interns are students, and New Hampshire colleges and universities often offer student health plans. Under the ACA, these plans are required to meet specific standards, offering comprehensive coverage and essential health benefits. Interns enrolled in these student health plans can benefit from the affordability and comprehensive coverage provided. 4. Employer-Sponsored Coverage: Some internships, particularly those in larger organizations, may offer employer-sponsored health insurance coverage. The ACA requires employers with more than 50 full-time equivalent employees to provide affordable and comprehensive coverage to their employees. Interns working in such organizations may be eligible for coverage under their employer's plan. To access any of these types of coverage, interns in New Hampshire must be U.S. citizens or lawfully present immigrants and meet other eligibility criteria set forth by the ACA. It's worth noting that coverage options and eligibility criteria may vary depending on the intern's specific circumstances and the type of coverage they seek. Overall, the ACA has greatly expanded healthcare options for interns in New Hampshire, ensuring that they have access to affordable and comprehensive coverage throughout their internships. Whether through Medicaid, marketplace subsidies, student health plans, or employer-sponsored coverage, interns can find a suitable healthcare option that meets their needs and budget while adhering to the guidelines of the Affordable Care Act.

New Hampshire Coverage for Interns under the Affordable Care Act The Affordable Care Act (ACA) has significantly expanded healthcare options for individuals in the United States, including interns and students. In New Hampshire, interns can access several types of coverage under the ACA, ensuring they have access to affordable and comprehensive healthcare during their internships. Here are some key details regarding New Hampshire coverage options for interns under the ACA. 1. Medicaid Expansion: Thanks to the ACA, New Hampshire expanded its Medicaid program, providing coverage to low-income individuals, including interns who meet the income requirements. Medicaid offers comprehensive healthcare services, such as doctor visits, prescription medications, hospital stays, and preventive care, all at minimal or no cost. 2. Marketplace Subsidies: Another important feature of the ACA is the establishment of health insurance marketplaces or exchanges. Interns in New Hampshire, who do not qualify for Medicaid but have limited income, can apply for coverage through the marketplace. Based on their income, they may be eligible for premium tax credits and/or cost-sharing reductions, which reduce the monthly premiums and out-of-pocket expenses for healthcare services. 3. Student Health Plans: Many interns are students, and New Hampshire colleges and universities often offer student health plans. Under the ACA, these plans are required to meet specific standards, offering comprehensive coverage and essential health benefits. Interns enrolled in these student health plans can benefit from the affordability and comprehensive coverage provided. 4. Employer-Sponsored Coverage: Some internships, particularly those in larger organizations, may offer employer-sponsored health insurance coverage. The ACA requires employers with more than 50 full-time equivalent employees to provide affordable and comprehensive coverage to their employees. Interns working in such organizations may be eligible for coverage under their employer's plan. To access any of these types of coverage, interns in New Hampshire must be U.S. citizens or lawfully present immigrants and meet other eligibility criteria set forth by the ACA. It's worth noting that coverage options and eligibility criteria may vary depending on the intern's specific circumstances and the type of coverage they seek. Overall, the ACA has greatly expanded healthcare options for interns in New Hampshire, ensuring that they have access to affordable and comprehensive coverage throughout their internships. Whether through Medicaid, marketplace subsidies, student health plans, or employer-sponsored coverage, interns can find a suitable healthcare option that meets their needs and budget while adhering to the guidelines of the Affordable Care Act.