Sample Letter for Legal Action Concerning Loan in New Hampshire: Dear [Lender's Name], I am writing this letter to inform you of my intention to take legal action regarding the loan that I obtained from your organization. Despite multiple attempts to resolve the issue amicably, the concerns remain unresolved and demand immediate attention. As per the loan agreement dated [loan date], I borrowed [loan amount] from your institution. It is important to note that I have been regular in making the monthly repayments as agreed upon in the contract. However, certain discrepancies have arisen, prompting my decision for legal action. First and foremost, the current interest rate being applied to the loan is not in accordance with the terms agreed upon at the time of borrowing. The agreed annual percentage rate specified in the loan agreement was [APR rate], but I have noticed an increase in the interest rate being charged on my monthly statements. This deviation from the agreed terms is a clear violation of the loan agreement. Moreover, I have also encountered unfair and deceptive practices from your collection agents. The constant harassment and intimidation I have endured by your representatives are in violation of the Fair Debt Collection Practices Act. Such practices include contacting third parties and disclosing confidential information, frequent calls at inappropriate hours, and the use of abusive language during communication. Considering these issues, I request that you promptly rectify the interest rate discrepancy and immediately cease any further collection actions against me. Failing to address these concerns within 30 days from the date of this letter will leave me with no choice but to seek legal remedies available under New Hampshire State laws. Names for different types of New Hampshire Sample Letters for Legal Action Concerning Loan: 1. New Hampshire Sample Letter for Legal Action Concerning Loan — Loan Discrepancies 2. New Hampshire Sample Letter for Legal Action Concerning Loan — Unfair Collection Practices 3. New Hampshire Sample Letter for Legal Action Concerning Loan — Violation of Loan Agreement Terms Please be aware that I am fully prepared to escalate this matter to the appropriate authorities and engage legal representation if necessary. I trust that you will acknowledge the seriousness of these concerns and act promptly to resolve them in a fair and legal manner. Thank you for your immediate attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, Zip Code] [Phone Number] [Email Address]