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The statute of limitations for a debt collector to collect a past-due debt in New Jersey is six years, said Karra Kingston, a bankruptcy attorney in Union City.
Judgments in New Jersey remain in effect for 20 years and may be renewed for an additional 20 years by filing a motion in the Superior Court, Law Division, Civil Part and/or in the Special Civil Part if the Special Civil Part case was assigned a DJ or J docket number.
A judgment from another state can be enforced by docketing it with the Clerk of the Superior Court in Trenton. It will then be a lien on any real estate owned by the debtor in New Jersey and other collection efforts must be made through the Sheriff's Office in the county where the debtor has assets.
In a decision that will likely resonate with anyone who's ever had a joint bank account, or with creditors who have had to deal with them, the New Jersey Appellate Division recently confirmed that a judgment creditor of one spouse cannot successfully levy upon a joint bank account of a married couple unless the
In order to vacate a judgment in California, You must file a motion with the court asking the judge to vacate or set aside the judgment. Among other things, you must tell the judge why you did not respond to the lawsuit (this can be done by written declaration).
To record a judgment, you should request a Statement for Docketing from the Office of the Special Civil Part in the county where the case was heard. The Statement for Docketing must be filed with the Clerk of the Superior Court, Richard J. Hughes Justice Complex, P.O. Box 971, Trenton, N.J. 08625.
In New Jersey, there is a six-year statute of limitations on collecting a debt. This means that a creditor can no longer make attempts to collect on a debt once six years have passed since the original date that payment was owed.