New Jersey Certification in Support of Discharge (NJ CSD) is a form of financial relief for individuals who are having difficulty paying their obligations due to critical illness, injury, or disability. The NJ CSD program provides a one-time discharge of debt for eligible individuals who are unable to meet their financial obligations. The program is administered by the New Jersey Department of Banking and Insurance and provides financial relief to individuals who have been diagnosed with a critical illness, injury, or disability that has caused their inability to pay their debt obligations. Types of New Jersey Certification in Support of Discharge include: • Student Loan Discharge: Eligible students may be able to have their student loan debt discharged due to critical illness, injury, or disability. • Credit Card Discharge: Eligible individuals can have their credit card debt discharged if they are unable to pay due to a critical illness, injury, or disability. • Medical Debt Discharge: Eligible individuals who are unable to pay their medical debt due to a critical illness, injury, or disability can have their debt discharged. • Mortgage/Rent Discharge: Eligible individuals may be able to have their mortgage/rent debt discharged if they are unable to pay due to a critical illness, injury, or disability. • Auto Loan Discharge: Eligible individuals who are unable to pay their auto loan debt due to a critical illness, injury, or disability can have their debt discharged.