The New Jersey Order Template — Bankruptcy is a document used in Chapter 7, 11, and 13 bankruptcies in the state of New Jersey. It contains the instructions and requirements to file a bankruptcy petition in New Jersey. This template is used by lawyers, creditors, and debtors to ensure that all documents are in compliance with the bankruptcy laws. It includes filing instructions, deadlines, and procedural rules, as well as a list of contact information for the U.S. Bankruptcy Court. There are three types of New Jersey Order Template — Bankruptcy: Chapter 7 Order, Chapter 11 Order, and Chapter 13 Order. Each of these templates is designed to provide detailed instructions on filing the respective bankruptcy petition, as well as important information on the deadlines, documents, and other requirements.
New Jersey Order Template - Bankruptcy
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Your Bankruptcy Records Bankruptcy is a public record. That is, all of your filings and anything related to your case is published with the federal court in which you filed. You can only obtain this information through PACER (Public Access to Court Electronic Records).
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The law states that credit reporting agencies may not report a bankruptcy case on a person's credit report after ten years from the date the bankruptcy case is filed.
Get Your Filing Fee There is a $338 court filing fee to file bankruptcy in New Jersey. Make a plan for how to pay so you don't risk having your case dismissed. If you make less than 150% of the federal poverty guidelines, you qualify to have the court fees waived.
If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy. If it is over $12,475 then you fail the means test and don't have the option of filing Chapter 7.
Chapter 13 is a reorganization or repayment bankruptcy that allows the debtor to enter into an interest-free debt repayment plan to pay back all or some of the debtor's debts over a 3 to 5 year period. During this time, creditors must abide by the plan and are not permitted to collect from you or contact you.
Unless sealed, all documents filed in a bankruptcy case are available for public viewing. Information contained in bankruptcy case documents is a matter of public record.