The New Jersey Reaffirmation Agreement "Package" for Conventional Filers and Pro Se Debtors is a set of forms and instructions for individuals who are filing for Chapter 7 bankruptcy in New Jersey. The package includes the Reaffirmation Agreement itself, which allows a debtor to retain a secured debt (such as a mortgage or car loan) and continue to make payments on it. It also includes the Reaffirmation Agreement Disclosure Statement, which provides information on the consequences of reaffirming the debt, and the Reaffirmation Agreement Acknowledgement, which must be signed and filed. The package also includes instructions on how to complete the forms, a Declaration of Financial Affairs, and a Certificate of Reaffirmation. Conventional filers will need to provide a copy of their bankruptcy petition and schedules, and must have the forms reviewed and approved by their attorney before filing them. Pro Se debtors will need to complete the forms and submit them to the court for review and approval.
New Jersey Reaffirmation Agreement "Package" for Conventional Filers and Pro Se Debtors
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