The New Jersey Uninsured Employers Fund (UHF) is a state-funded program that provides financial assistance to workers who have been injured on the job and whose employers are not covered by workers' compensation insurance. The fund is administered by the New Jersey Department of Labor and Workforce Development and is funded by assessments on employers who do not carry workers' compensation insurance. The UHF provides benefits to injured workers, including medical care, wage replacement, and death benefits. There are two types of UHF packets: the Standard UHF Packet and the Supplemental UHF Packet. The Standard UHF Packet is the main packet and contains information on filing a claim, benefits, and instructions on how to apply for benefits. The Supplemental UHF Packet is for those who have additional questions or need more information. The Supplemental Packet includes additional forms, such as a Medical Report Form, a Wage Statement, and a Vocational Report.
New Jersey Uninsured Employers Fund (packet)
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FAQ
If you are unable to work you are entitled to 70% of your wages up to a certain cap amount. This is set by New Jersey Law and depends upon the year of the injury. You are also entitled to receive medical treatment for your work related injury.
New Jersey Workers' Compensation Requirements Sole-Proprietors, Partners and LLC Members are automatically excluded on a policy, but they can elect to be covered. A Notice of Election ( ) must be filed with the state and insurance company.
The New Jersey Department of Labor has released the New Jersey Workers' Compensation Rate Schedule. For 2023, the maximum temporary total disability rate has been raised to $1,099, and the minimum rate increases to $293.
Workers' compensation benefits provide income protection, not job protection, and an employer can legally fire an employee who is out on disability. There are situations, however, where an employee may have legal grounds to file a lawsuit against their employer for wrongful termination.
New Jersey law requires that all New Jersey employers, not covered by Federal programs, have Workers' Compensation coverage or be approved for self-insurance.
More specifically, it is a term used in workers' compensation law to identify an employer who does not have some form of worker's compensation insurance or self-insurance coverage in effect at the time of, or during the time of, a claimed injury.
Partnerships/LLC's: All partnerships and limited liability companies (LLC's) operating in New Jersey must maintain Workers' Compensation insurance or be approved for self-insurance so long as any one or more individuals, excluding partners or members of the LLC, perform services for the partnership or LLC, for prior,
The Uninsured Employer's Fund provides medical care and temporary disability benefits to injured workers. However, the Fund does not pay permanent disability benefits. But if your New Jersey workers' comp lawyer can prove a permanent loss of function, you can still seek an order awarding you a cash settlement.