New Jersey Sample Letter for Recovery of Judgment from Defendants

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Multi-State
Control #:
US-0026LTR
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Word; 
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This form is a sample letter in Word format covering the subject matter of the title of the form.

Subject: New Jersey Sample Letter for Recovery of Judgment from Defendants Dear [Defendant's Name], I hope this letter finds you well. My name is [Your Name], and I am writing to discuss the matter of recovering an outstanding judgment in the state of New Jersey. As you may recall, on [Date], the court entered a judgment in favor of [Plaintiff's Name] against you, regarding the case [Case Name/Number]. The judgment amount was set at [EX, XXX], which includes the principal debt, interest, and any applicable court costs. Since the judgment was issued, we have made multiple attempts to collect the outstanding sum. However, regrettably, all previous efforts have been unsuccessful. Therefore, I am writing this letter with the intent to inform you formally about the steps we will be taking to recover the judgment. In accordance with New Jersey law, we are entitled to employ various legal remedies to collect the outstanding judgment debt. Some methods available to us include: 1. Wage Garnishment: As per Title 2A:17-56.6 of the New Jersey Statutes, we can request an order for wage garnishment to collect the judgment amount directly from your earnings. This process involves your employer being legally obligated to withhold a certain percentage of your wages. 2. Property Liens: Pursuant to Title 2A:17-35 et seq. Of the New Jersey Statutes, we have the authority to place a lien on your property. This would attach the judgment to your real estate, making it difficult for you to sell or refinance without satisfying the debt. 3. Bank Account Levy: In accordance with Title 2A:17-57 of the New Jersey Statutes, we can execute a bank account levy and freeze funds in your bank accounts to recover the judgment amount. 4. Execution Against Personal Property: If necessary, we may utilize Title 2A:17-25 of the New Jersey Statutes to seize and sell certain personal property you own, such as vehicles, jewelry, or electronics, in order to satisfy the outstanding judgment. It is crucial to note that we would prefer to reach a mutually agreeable resolution before resorting to these measures. As such, I strongly encourage you to contact our office at [Phone Number] or [Email Address] to discuss payment options or potential settlement arrangements. We believe that resolving this matter amicably is in the best interest of all parties involved. Please be aware that should we not receive a response or initiate a payment plan within [Timeframe, e.g., 14 days] from the date of this letter, we will have no choice but to proceed with the aforementioned legal remedies. Please consider this letter as an official notice of our intent to enforce the judgment. Your prompt attention to this matter is greatly appreciated. We remain committed to resolving this issue amicably, without further legal action. Again, I strongly encourage you to contact our office at your earliest convenience to arrange payment or discuss any concerns or queries you may have. Thank you for your cooperation. Sincerely, [Your Name] [Your Contact Information]

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The statute of limitations on debt in NJ is six years ing to Section 2A:14-1 of the state's laws. The statute of limitations applies to all kinds of debt. These include written, oral, promissory, or open. Once this period lapses, you cannot sue an individual or use force to try and recover the debt.

If the money is not collected (liens) Request to have the judgment recorded as a lien against any real estate the debtor owns. Once the judgment is recorded in the Superior Court, the debtor cannot sell with clear title any real estate owned in New Jersey until the debt is paid.

A judgment can be fully satisfied by paying the judgment creditor (the person who has the judgment against you) in full and receiving from the creditor a Warrant of Satisfaction. The Warrant of Satisfaction must be filed as set forth above.

Writs for wage executions can last for 20 years, but other writs expire in two years. After two years, the debtor can choose to: Request a new writ of execution from the court by following the same procedures used the first time, allowing the special civil officer to keep trying to get the money; OR.

In order to have a Judge Vacate a Final Judgment, you must show ?Excusable Neglect? for not coming to Court sooner, and you must also show a ?Meritorious Defense.? One of the most common reasons the court will grant a motion to vacate final judgment is that you were never served with the Complaint.

Judgments are recorded as statewide liens upon request and payment of the applicable fee. Most judgments expire after 20 years; so a request for 21 years worth of judgments will result in a report that includes the entire active database.

After a default judgment has been entered in the court record, the Office of the Special Civil Part will mail you a postcard that shows the date and amount of the judgment entered by the court against the defendant.

And some states also allow judgment liens on the debtor's personal property -- things like jewelry, art, antiques, and other valuables. In New Jersey, a judgment lien can be attached to real estate only (not personal property).

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New Jersey Sample Letter for Recovery of Judgment from Defendants